August 2025

Auto Loan Special

As low as 4.49% APR* for 60 months

No Payments for 90 Days**

When it’s time for a new car, REGIONAL will help you drive it home with great rates and flexible terms up to 72 months (84 months for new autos). We finance up to 125% including taxes, title and registration fees.

Apply online today or talk to a Lending Expert at 1-800-762-7419.



*Offer based on loan term of 60 months. REGIONAL federal credit union finances up to 125% of MSRP (new vehicles) or the NADA Retail Value (used vehicles). The maximum interest rate for this offer is 11.49% APR and the minimum approved loan amount is $5,000. This offer may also be withdrawn if the value of the vehicle you are purchasing exceeds 125% of Loan-to-Value (LTV). Not all applicants will qualify for the lowest rate. Payment example: A 60-month loan of $50,000 at 4.49% fixed APR will have 60 monthly payments of $18.64 per $1,000 borrowed. Rates current as of July 8, 2025, and are subject to change based on market conditions and borrower eligibility. Other rates and terms available. Subject to credit review. May not be combined with other offers. Auto loan rates reflect as low as rate with .25% discount for automatic payments. Refinance restrictions apply.

**90 Days No Payments: Certain conditions apply. 722 or higher scores are eligible. Not all applicants will qualify. During the 90-day period, interest will accrue on total loan amount. The year of the vehicle must be a 2022 or newer to receive the promotional rate. Other rates are available for older model years.

Monthly Financial Tips

Common Insurance Terms

Insurance can be a daunting subject, especially if you’re new to purchasing it, and it can involve terms you might not be familiar with. Here are some of the more common ones you’ll encounter:

Policy: the written agreement between you and the insurance company.

Coverage: the specific protection your policy covers (like car accidents, theft, health checkups, etc.)

Exclusion: the things that the policy DOESN’T cover (for example, any damage done to your home or vehicle due to natural disaster)

Premium: the amount you pay regularly; think of it as a membership fee.

Deductible: the amount you must pay out of pocket before insurance starts to pay.

Copay: Common in health insurance; a fixed fee you pay each time you use a service.

Claim: request you make to the insurance company for something covered under your policy.

Liability: legal responsibility if you cause damage or injury.

Knowing these terms can help you ask the right questions, compare policies, and know what you’re paying for.