June 2025

The Best Credit Card Just Got Better

Buy Now, Pay Later with REGIONAL Visa Platinum

The new Buy Now, Pay Later feature is now available for REGIONAL Platinum Visa cardholders.



Buy Now, Pay Later lets you pay off purchases with monthly installments over 3, 6, 9 or 12 months. It’s an alternative to adding a purchase to your regular monthly payment that can allow you to pay off a specific purchase sooner than you would otherwise (your regular monthly minimum payments will be added to your installment plan). Plus, your Buy Now, Pay Later purchases carry a rate 2% lower than your usual card rate.

Check Our Our Spending Account

And We'll Give You $100*

Sure, it’s technically a "checking account," but who writes checks anymore? Let's call it a Spending Account, because it's built for the way you actually use your money. Here’s what you get:

• A Visa® Debit Card for everyday spending
• Apple Pay® and Google Pay™ for contactless payments
• Online and Mobile Banking, including mobile check deposits
• And yes—paper checks, if you still need them

Even better? Open a new Free Spending Account with qualifying services and get $100* just for signing up.

Don’t wait, this is a limited time offer and won’t be around forever!

Already have a Spending Account? Earn $25 for every friend you refer to REGIONAL who opens a new account with qualifying services. Visit our Refer-a-Friend page to refer by email and for full details and disclosures, or ask a Team Member for some Refer-a-Friend cards the next time you stop in.

*To be eligible for the $100 promotional reward, a new Basic Checking account must be opened between June 2, 2025, and July 31, 2025 (“Promotional Period”). All account applications are subject to our normal approval process. This offer is available only for new Basic Checking accounts and is limited to one reward per member. To qualify, the account must remain in active status for a minimum of sixty (60) calendar days from the date of account opening. Account activity requirements include: (i) enrollment and activation of a debit card; (ii) enrollment and activation of a digital wallet (e.g., Apple Pay, Google Pay, Samsung Pay); and (iii) receipt of one or more qualifying direct deposits totaling at least $300 within the 60-day period. A qualifying direct deposit is defined as an electronic deposit of your paycheck, pension, government benefits (such as Social Security), or other recurring income made by your employer or another outside agency. Upon verification that all eligibility requirements have been met, the $100 reward will be deposited into the members’ savings account within sixty (60) days following the end of the qualification period. The account must remain open and in good standing at the time of reward fulfillment. New Accounts must remain open for a minimum of six months, or a $25 early Closing fee will be applied. This promotional offer is non-transferable, may not be combined with any other offer, and is limited to one per member. REGIONAL reserves the right to modify or terminate this promotion at any time without prior notice. Member NCUA.

Monthly Financial Tips

What the Different Government Agencies Do

There are a number of government agencies out there intended to make sure your money is safe and that it will not be mishandled by a financial institution. These include:

Federal Reserve (FED): Agency that checks to make sure all financial institutions are running smoothly, loans out money to banks to make sure they have enough & decides on interest rates to help control inflation and employment.

Office of the Comptroller of the Currency (OCC): Makes sure national banks, like Wells Fargo, are following rules and treat everyone right.

Consumer Financial Protection Bureau (CFPB): This is the consumers’ financial defenders. They make sure that financial institutions are not being sneaky with false advertising or sneaky fees.

Federal Deposit Insurance Corporation (FDIC): Insurance company for your deposits. If your bank closes for good, this agency steps in and covers any deposits you had up to $250,000 so you do not lose that money.

National Credit Union Administration (NCUA): Works just like the FDIC, but for credit unions. Again, if you’re a member of a credit union and they close for good, the NCUA will cover your deposits you had up to $250,000.

State Regulators: All states have their own agencies to help regulate state and local financial institutions.

Knowing that there are protections in place for your money will hopefully bring peace of mind and establish trust for all financial institutions out there.