September 2025

Fill a Backpack, Fill a Heart

Support the Food Bank of NWI

REGIONAL is accepting monetary donations for the Food Bank of Northwest Indiana’s BackPack Program

The BackPack program is designed to help meet the needs of hungry children at times when other resources are not available, such as weekends and school vacations.

Ask a REGIONAL team member how to donate your change to help Change Hunger, or donate online at the link below. We are raising funds from September 5th through the 19th this year.

One Card...Four Reasons!

Why should you have the REGIONAL Visa Platinum credit card in your wallet? Here are just four great reasons...

Fixed Rates

Your rate is your rate. It's not an introductory offer, or a limited-time fixed rate that becomes variable later. Plus, our HIGHEST possible credit card rate beats most other card issuers' LOWEST rates.

Cash Rewards*

Our Visa Platinum Rewards and Platinum Elite cards come with a rewards program, which now includes CASH rewards.

Buy Now, Pay Later*

Qualified cardholders can now opt for installment payments on qualifying purchases. These installments let you pay off a purchase over a set number of months...at an even LOWER interest rate than your normal rate for purchases.

No Annual Fees

It's simple: you don't have to pay us just to carry our Visa Platinum credit card in your wallet. Our cards come with no annual fees.

*Not all applicants will qualify. Terms and conditions apply. This offer is subject to change without notice. The Buy Now, Pay Later installment feature is available on eligible transactions and subject to credit approval. Rewards are managed through CURewards.com and are subject to the terms and conditions of the CURewards® Program. For complete details, visit regionalfcu.org. REGIONAL federal credit union is federally insured by NCUA. We are an Equal Opportunity Lender. Speak with a Lending Expert for personal assistance and full program information.

Monthly Financial Tips

Savings: Time is On Your Side

When it comes to saving and investing, time is your most powerful tool. The earlier you start, the more your money can grow, even with small contributions.

Let’s look at an example:

Maria starts saving at the age of 25, putting away $3000 annually in an account that has 7% interest. At the age of 65 and contributing $120,000, Maria will have $640,000 saved.

Meanwhile, James starts saving at the age of 35, putting away $5000 annually in an account with the same interest rate. At the age of 65 and contributing $150,000, James will have saved $540,000.

Even though James contributed more, Maria was able to save $100,000 more from the compound interest, which means the gains kept building on themselves.

The longer you can give it to work, the more powerful it becomes. The best time to start a savings habit is when you’re young. The second-best time to start is right now!