It’s no secret that Americans are not saving enough for retirement. The U.S. Government Accountability Office (GAO) recently reported that 48 percent of households aged 55 and over have no retirement savings. To address this issue, a new retirement-related bill is making its way through Congress, The Setting Every Community Up for Retirement Enhancement (SECURE) Act. Read more.

The threat of a cyberattack is prevalent throughout

the business world. Given the highly sensitive data

held within employee benefit plans, it should come as no surprise that they have become a major target for hackers. Protecting participants’ personally identifiable information is a responsibility no longer limited to IT departments. Read more.

As a retirement plan sponsor, you want your employees to save the most they can in order to reach their maximum retirement potential. A significant amount of research says that you can improve both employee participation and their

saving rates. Here are four ways you can help your employees start building a confident retirement . Read more.

Loss aversion sounds like a good thing — trying to avoid losing. What could be wrong with that? Unfortunately, if taken too far, it can actually be a threat to retirement plan participants’ long-term financial health. Loss aversion is the tendency to prefer avoiding potential losses over acquiring equal gains. We dislike losing $20 more than we like getting $20. Yet, this common bias can come with a heavy cost.  Read more.