THE SIREN
PUBLISHED FOR MEMBERS OF MIAMI FIREFIGHTERS FEDERAL CREDIT UNION • DECEMBER 2020
It’s no secret online shopping has skyrocketed during the coronavirus pandemic. And now, with everyone holiday shopping, we all have to be extra vigilant when pushing those buttons!
10 Cybersecurity Tips & Warnings to
KEEP YOU SAFE
  1. Don’t click on direct links (in emails, text messages, etc.), especially those that are asking you to enter sensitive information. It’s best to go directly to the source. 
  2. Don’t overshare on social media. These details can provide hackers with your location, ammunition to craft spear phishing attacks, and answers to security questions. Think before you share! 
  3. Don’t go “out of bounds” for communication. E.g. If you’re buying something on eBay, and the other party wants to negotiate via email instead of the bidding system. 
  4. Never reuse passwords between any website or service. 
  5. Always be skeptical of any unexpected invoice, or request to get or pay for anything by using gift cards. 
  6. Never answer authentication recovery questions (e.g. What is your mother’s maiden name?) with real answers. Unfortunately, that means you’ll have to write down each question and answer for each website that requires them, but you’ll be far less likely to have your account hijacked. 
  7. It’s ok to speak to (confirm with) an email sender’s request to transfer that $30,000 by the end of the day, even if it is your boss. Better safe than sorry. 
  8. Know who to report any suspicious emails to at your workplace. Don’t delete the email - report it. 
  9. Invest in a password management tool –nobody has the time to remember all those passwords! 
  10. Be vigilant with suspicious SMS messages. Your credit union will NEVER ask you to access your account from an SMS. 
Make More Memories this Season
with a
HOLIDAY LOAN
MFFCU’s Holiday Loan has been tied with a ribbon and
topped with a bow to cross every item off your wish list.
10.9%
APR*
Borrow up to
$2,000
12 monthly payments
Make your memories this holiday season!
Contact us at 305.324.4004, press 2
or CLICK HERE for more info on our website.
*Annual Percentage Rate. Subject to credit union lending guidelines. Monthly payments of $88.33 per $1,000 borrowed.
NCUA
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Holiday Closings
CHRISTMAS EVE 
Thursday, December 24, 2020
Closes at 1 pm

CHRISTMAS DAY
Friday, December 25, 2020

NEW YEAR’S EVE
Thursday, December 31, 2020
Closes at 1 pm

NEW YEAR’S DAY
Friday, January 1, 2021
Thank you for your loyalty and continued commitment. 
305.324.4004 • 1.800.426.3324 • Fax 305.324.7585

Federally insured by the National Credit Union Administration