The Smoothest Road To Your First Credit Card
When should I get a  credit card ? Do I really need one? Where should I get one? You’ve got questions. We’ve got all the answers.

Gen Z and Millennials: we’re looking at you. Time is going by so quickly and suddenly you’re working nine-to-five, you’re paying bills, you’re making money, and you’re cut off from the comfort of your parents’ income. In this transition time, it is so important that you start building your own credit.

Why get a credit card?

In the future, things like a house and car will likely be way out of budget for you to make a one-time payment. (It’s not just you, it’s everyone.) So you’ll have to borrow money to make those purchases. In order to be approved for a mortgage or car loan, the bank wants some assurance that we can trust you to pay it back over time. Establishing a credit card account and using it responsibly helps with that.

When should you open a credit card? How do you know if you are ready? Which credit card is the best?

Cheers to a new year of earning #uChooseRewards  points for CASH BACK each time you use your FNB debit card! Just make sure to sign for your purchase.

Check your points balance or register at
Just because you’re earning more money doesn’t mean you need to be spending more. Make sure your extra income is really serving you best.

What are you doing when you’re off the company clock? Exercising? Maybe. Spending time with friends? We hope so. But have you thought about using some of your downtime to build your savings up?

Every single person has the potential to be earning more than that biweekly paycheck and to be doing something they feel passionately about. Enter: your side hustle. About 43 percent of full-time workers are taking advantage of a side-gig.

We talked to a few experts that can help you get the most out of your new income.
Are you enrolled in Zelle ®️ yet?
Did you know you can send or receive money from friends or family with Zelle inside our mobile app? That's right! And it deposits instantly to the bank account you select.

Questions? Reply to this email or give us a call (405)732-4571

Make sure you’ve signed up for Zelle in order to see it in the app.
Upcoming Events in Our Community
Finance your new ride with a no-hassle auto loan, and show up at the dealership pre-qualified for real bargaining power. We promise competitive rates and affordable monthly payments, with quick decisions to get you rolling in no time. Our super low rate may not be lasting for much longer, so act NOW!

Auto Loans start at 2.99% APR*

*Annual Percentage Rate (APR) for qualified borrowers with approved credit and auto debit from a FNB Community Bank account, on new loans or refinance of non-FNB Community bank loans. Model year limits may apply. Member FDIC.
We currently have SEVEN part-time job openings & ONE full-time job opening at FNB!
Thank you to everyone who nominated and voted for FNB Community Bank as Best Local Bank in the So6ix Magazine Okie Honor Awards for the third year in a row!
Stop by your local FNB Branch for a 2020 Calendar full of fun, wacky holidays to celebrate every single day!
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