Knowledge is power, especially when caring for a loved one with dementia. People living with dementia will progress through six different stages, each requiring specific standards of care to address the unique needs in those stages. Interim HealthCare is now offering a free Dementia Caregiver's Guide to help caregivers provide better care by addressing the changing needs of your loved one.
HEALTH:
7 Tips for Staying Safe as COVID-19 Cases Rise and Colder Weather Heightens the Risk: As temperatures fall, people are spending more time indoors. That heightens the risk of the coronavirus spreading, but there are some simple steps you can take to help protect yourself and everyone around you. The Conversation, Oct. 19.
What Can We Expect From a COVID-19 Vaccine? The key questions that we would like answered about any COVID-19 vaccine — How safe? How effective? — are of course unknown right now. Next Avenue, Oct. 20.

Remdesivir Becomes First Covid-19 Treatment to Receive FDA Approval: The antiviral has shown, at best, a modest benefit for coronavirus patients. But there is little else available. CNN, Oct. 22.
 
Older COVID Patients Battle ‘Brain Fog,’ Weakness and Emotional Turmoil: Sudden cognitive dysfunction is a common concern for seniors who’ve survived a serious bout of COVID-19. Kaiser Health News, Oct. 20.
How to Boost Your Immune System This Flu Season: Flu season is always a challenging time. But now, during the pandemic, it’s more important than ever to protect yourself — especially if you’re an older American. Next Avenue, Oct. 19.
MEDICINE:
4 Smart Ways Medicare Beneficiaries Are Cutting Prescription Costs: Medicare open enrollment started October 15 and will run through December 7. For many retirees, shopping for coverage during open enrollment is the best chance to keep medical costs down by choosing an insurance plan well-suited to their needs. The Motley Fool, Oct. 20.
MEDICARE:
Here Are Tips from Financial Advisors for Getting Your Medicare Coverage Right: Whether you’re reviewing your coverage during open enrollment (Oct. 15 through Dec. 7) or are signing up for the first time, there are some key considerations to factor into your decision-making, advisors say. CNBC, Oct. 23.
MONEY:
Year-End Retirement Planning Deadlines for 2020: Contributing to a 401(k) plan can save you thousands of dollars on your 2020 tax return, but you need to meet the year-end contribution deadline. You can also take emergency retirement account withdrawals to cope with coronavirus costs until the end of the year without having to pay the early withdrawal penalty. U.S. News & World Report, Oct. 19.
 
8 Times to Stop Saving for Retirement: When going through a difficult financial time, it may be wise to reduce current expenses. It might be necessary to pause contributions to retirement accounts. However, before reducing retirement savings, you'll want to have a plan for when and how you'll pick up savings habits again. U.S. News & World Report, Oct. 21.
 
How Reverse Mortgages Backfire in Low-Income, Minority Neighborhoods: With a reverse mortgage, the homeowner remains responsible for paying property taxes, homeowner’s insurance and maintenance costs. If those payments aren’t made in a timely fashion, the home can go into foreclosure. Next Avenue, Oct. 20.
5 Things to Know About Withdrawing Money from a Traditional IRA: Taking money from your IRA may seem like a simple matter, but it's a decision that must be timed right. U.S. News & World Report, Oct. 19.
POLITICS:
Election 2020: 3 Things Retirees Should Pay Attention To: When it comes to your money in retirement, here are three main issues that seniors should pay attention to before they cast their votes in the 2020 presidential election. Donald Trump or Joe Biden: Which candidate’s policies fare better for retirees? Kiplinger, Oct. 21.
 
Trump vs Biden on Medicare: How Each Wants to Modify the Insurance Program: Whoever ends up in the White House in 2021 will need to address the looming insolvency for the trust fund that supports Medicare Part A, experts say. CNBC, Oct. 19.
RETIREMENT:
How to Be Happy (Not Bored!) in Retirement – Starting Today: Here are 12 ways to prepare now for retirement so that you’ll be happy, active, fulfilled and never, ever bored. Kiplinger, Oct. 21.
 
When Retirement Arrives Sooner Than Expected: What to Do, What to Know: Millions of Americans spend decades preparing for retirement, yet it sometimes sneaks up suddenly, when you're least expecting it. Arizona Republic, Oct. 19.
 
The Downsides of Retirement That Nobody Talks About: The realities you face when you stop working might be a far cry from your retirement dream. Of course, retiring broke or not being able to retire at all are among the worst-case scenarios. GoBankingRates.com, Oct. 21.
How to Retire in Spain: Spain has long been a retirement destination for Europeans, like Arizona and Florida for Americans. History, architecture, literature, art and music are part of daily life in Spain. Here are nine tips to help you make the most of retirement living in Spain. U.S. News & World Report, Oct. 23.
SOCIAL SECURITY:
3 Social Security Secrets Every Retiree Needs to Know: Social Security can play a major role in your retirement, so it's wise to ensure you know as much as possible about how your benefits are calculated -- the more you understand about how the program works, the better decisions you can make to maximize your monthly checks. Motley Fool, Oct. 19.
 
Waiting to File for Social Security Benefits Is Hard, but Payoff Is Sweet: Your piece of the Social Security pie will be bigger each month for the rest of your life if you do. Kiplinger, Oct. 21.
 
What Are the 2021 Social Security Earnings Test Limits? Here's how much you can earn next year before it starts to impact your Social Security benefits. The Motley Fool, Oct. 22.
SCAMS:
Don’t Fall for This Medicare Scam Coming After Seniors: Healthcare has never been more important than it is now. Hospital treatment is expensive, and the COVID-19 pandemic has increased the risk of needing emergency care — especially for seniors. And don’t think scammers aren’t paying attention to this. Komando.com, Oct. 19.
LONG-TERM CARE:
Many Americans Will Eventually Need Long-Term Care. Here’s How to Pay For It: Chances are, you aren’t seriously thinking about how to pay for long-term care when you are older. CNBC, Oct. 17.
 
When Considering Assisted Living Facilities, Look Into Small Ones: The small assisted-living model, sometimes known as residential care or board and care facilities, has evolved tremendously over the past 20 years and more of these homes are opening every week. Next Avenue, Oct. 22.
TECHNOLOGY:
Best Medical Alert Systems: These systems can call for emergency help with the press of a button. CR's exclusive survey compares 7 major brands. Consumer Reports. Oct. 13.
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