Knowledge is power, especially when caring for a loved one with dementia. People living with dementia will progress through six different stages, each requiring specific standards of care to address the unique needs in those stages. Interim HealthCare is now offering a free Dementia Caregiver's Guide to help caregivers provide better care by addressing the changing needs of your loved one.
HEALTH:
Trump Has the Coronavirus. What Risks Does He Face? Older men have a greater chance of becoming severely ill from Covid-19, though many recover quickly. Experts say the next week will be crucial. The New York Times, Oct. 2.

Older People Like President Trump Are at More Risk for Severe COVID-19. Here’s Why: Through the end of September, 79% of COVID-19 deaths in the United States had been in patients over 65. The Conversation, Oct. 2.
 
What You Should Do if You or a Loved One Tests Positive for Covid-19: President Donald Trump and First Lady Melania Trump have tested positive for Covid-19 and must isolate themselves from others, including members of their own family. It's a scary reality so far shared by more than 34 million people -- including 7 million Americans -- and the numbers are growing daily. CNN, Oct. 2.

Early Results Show Moderna's COVID Vaccine Safe, Effective in Older People: One of the big questions around any new COVID-19 vaccine is: Will it safely protect those at highest risk from the illness -- older people? HealthDay, Sept. 29.
In Isolating Times, Can Robo-Pets Provide Comfort? As seniors find themselves cut off from loved ones during the pandemic, some are turning to automated animals for company. The New York Times, Sept. 26.
MEDICARE:
How to Pick the Right Medicare Plans for You: As you're signing up for Medicare, you must learn the basics of Medicare Part A, Part B, Part D, medigap plans, Medicare Advantage plans and even doughnut holes. We'll help you sort out the confusion about signing up for Medicare -- and much more. Kiplinger, Sept. 30.
 
11 Costly Medicare Mistakes You Should Avoid Making: If you don't make the right choices to fill in the health coverage gaps, you could end up with high Medicare premiums and big out-of-pocket costs. Kiplinger, Oct. 1.
 
Don’t Let These 3 Big Misconceptions About Medicare Ruin Your Retirement: With different coverage options, confusing enrollment deadlines and disparate cost-sharing among beneficiaries, ending up with faulty assumptions isn’t hard. CNBC, Oct. 1.
Congress Caps Medicare Part B Premium Spike for 2021: Estimates for the 2021 Part B premium, which adjusts each year, have been tricky due to the coronavirus pandemic and its effect on health care services. CNBC, Sept. 29.

How SHIPs Can Help with Your Medicare Questions and Problems: Medicare is complicated, but SHIP counselors can provide free help with open enrollment decisions, sign-up questions and appeals in every state. U.S. News & World Report, Oct. 2.
Some Medicare Beneficiaries Who Catch Covid-19 May Face Huge Bills for Care: With 74-year-old President Donald Trump testing positive for Covid-19, Medicare beneficiaries may be reminded of their own vulnerability. CNBC, Oct. 2.
MONEY:
How to Find a Lost Pension Plan: Some people lose track of their pension plan from an old job. A company might merge with or be bought by another company and change its name, move to a new location in a different city or go out of business. When this happens, your pension is not necessarily lost, but it might take a little research to find it. U.S. News & World Report, Sept. 29.
 
With So Many People Living Longer, Advisors Help to Make Sure the Fear of Outliving Money Doesn’t Become a Reality: One of the biggest concerns investors have is outliving their money – and it’s often their financial advisors who work with them to make sure this fear doesn’t become a reality. CNBC, Oct. 1.
 
6 Retirement-Planning Mistakes to Avoid When You Are in Your 60s: Once you hit your 60s, it’s time to figure out when you want to retire — and whether or not you can make it happen. There are also common mistakes people tend to make while nearing retirement. CNBC, Sept. 28.
POLITICS:
Key Retirement Policy Issues Are On the Ballot in U.S. Election: When an actuary is featured in a presidential campaign ad, you know something weird is happening in politics. Along with the unprecedented, norm-breaking campaign this year, retirement policy is front and center. Reuters, Oct. 2.
RETIREMENT:
2 Biggest Factors in Determining Your Ideal Retirement Age: What's the best age to retire? Is it 65, when you first become eligible for Medicare? How about 70, when your Social Security benefit maxes out? Or maybe it's 59 1/2 -- the age when you can tap into your retirement savings without paying a penalty? The Motley Fool, Oct. 1.
 
You’ve Been Forced into Early Retirement – Now What? It’s more common than you may think. If leaving work wasn’t part of your plan, you have some decisions to make. Kiplinger, Sept. 30.
Should You Retire During a Pandemic? 3 Things You Should Know: You may have no choice but to retire early, so make these three crucial assessments now to see where you stand. Kiplinger, Sept. 27. 
SOCIAL SECURITY:
Took Social Security Early During the Pandemic and Regretting It? You Could Get a Do-Over: Social Security offers the choice to take the benefit as early as age 62 —an option that may appeal to more older Americans given high rates of unemployment in the pandemic. But some people may regret that decision if they resume working as the economy improves. USA Today, Sept. 29.
 
What Could Help You Decide the Best Time to Start Claiming Social Security: These experts say some don't understand the downside of starting benefits early. Next Avenue, Sept. 29.
 
Ready to Claim Social Security? Do These 5 Things First: Social Security retirement benefits can start between age 62 and 70, but you have to make a decision about when to claim them. The Motley Fool, Sept. 30.
 
Documents to Collect Before You Apply for Social Security: If you're getting ready to apply for Social Security benefits, spending some time gathering the paperwork you'll need can help streamline the process. U.S. News & World Report, Sept. 30.
Today’s Older Workers May See the First Cuts to Social Security Benefits: The Congressional Budget Office released an updated budget outlook, including the pandemic’s impact on the economy. MarketWatch, Sept. 26.
 
When it Comes to Social Security, These Strategies Can Pay Off for Married Couples: When you’re part of a couple, you make financial decisions together. That’s especially true for the critical decision about when to start collecting Social Security benefits, which can mean a lot of money over many years. MarketWatch, Sept. 30.
 
What You Need to Know about Social Security in a Pandemic & Recession: Social Security benefits play an important role in retirement security, and they are being impacted by current events in several ways. Kiplinger, Oct. 2.
LEGAL ISSUES:
5 Estate Planning Tips to Keep Your Money in the Family: The inheritance you leave could be eaten away by taxes or given to the wrong person. Here are five tips to avoid that. U.S. News & World Report, Sept. 30.
INSURANCE:
Should I Buy Long-Term Care Insurance? There are two key factors you need to consider that can help you determine if purchasing a long-term care insurance policy is a smart decision. One factor is your financial situation and second is your health history. The Oklahoman, Sept. 29.
 
When Can I Buy Medigap? What to know about purchasing, switching, dropping or losing a Medigap policy, and what guaranteed rights you have. U.S. News & World Report, Oct. 1.
CAREGIVING:
When Your Parent is Far Away and You Are Trying to Care For Them: If you are caregiving from a distance (you live here and your parent or other loved one is in another state, a distant city or as close as an hour away), it can be even more daunting than doing it in your home. Pittsburg Post-Gazette, Sept. 28.
LONG-TERM CARE:
How Long Does It Take to Get Into Assisted Living: Demand often exceeds supply, so seniors and their families should investigate waiting list requirements carefully. U.S. News & World Report, Sept. 29.
 
Bullying in Senior Living: What to Do: What if I told you that bullying occurs in senior living? As one of my activity professionals describes it, "It's middle school with wrinkles." Fistfights at karaoke. Gossip and cruelty. U.S. News & World Report, Sept. 28.
WORK:
How Some Older Americans are Monetizing Their VanLife (video): With large parts of the economy still sputtering under the weight of the coronavirus pandemic, many people are having to scale back. But some older Americans were already living a minimalist lifestyle on the road -- and some of them have leveraged their nomadic approach into income. PBS Newshour, Oct. 1.
END OF LIFE:
How COVID-19 Is Changing End-of-Life Care: A National Association for Home Care & Hospice survey conducted in May 2020 found that 95% of hospice agencies have had existing patients refuse visits due to fears of contracting the virus. Next Avenue, Sept. 29.
Providing expertise with a caring hand for over 50 years. Visit Interim HealthCare to learn about our home care, hospice and staffing services.
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