Retirement Rethought

Americans of past generations usually had similar retirement plans: work until you can’t any longer, then draw from your nest egg to cover expenses. It’s a dated approach and one with little appeal to accomplished Boomers and independent Gen Xers.

Today’s retirees often seek to retire sooner and live life to their current standard. But will they be able to is the great unknown. That many Americans live longer with considerable medical expenses is a complicating variable. Talking with an experienced certified financial planner can calm anxieties about your financial state today and in the years to come.

Jason Langdale, CFP

Financial Consultant

Operation “Sockwave”



The First Community Bank Leadership Institute Class of 2024-25’s recent sock collection campaign was a massive success. We smashed our original goal, collecting more than 11,800 pairs of socks and monetary donations for local emergency shelters. Who were the big winners? First Community Financial Consultants who collected 1,329 pairs of socks.

Why socks?  

According to the recent South Carolina State of Homelessness Report, homelessness and housing insecurity continues to increase year after year, especially with children and veterans. Socks are the single most-needed article of clothing in homeless shelters; however, they are the least donated item of all. 

Donations were given to the Salvation Army Center for Hope (Augusta), Oliver Gospel Mission (Midlands), Mission Lexington (Midlands), Pathways Community Center (Piedmont) and United Ministries (Upstate).

Securities are offered through LPL Financial (LPL), a registered broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. First Community Financial Consultants is another business name of Independent Advisor Alliance, LLC. All investment advice is offered through Independent Advisor Alliance LLC, a registered investment advisor. Independent Advisor Alliance is a separate entity from LPL Financial. First Community Bank and First Community Financial Consultants are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using First Community Financial Consultants, and may also be employees of First Community Bank. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, First Community Bank or First Community Financial Consultants. Securities and insurance offered through LPL or its affiliates are:

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