November 2020
3.75% APR* for 5 years
Loans $20,000 or greater

No Closing Costs! Limited time offer!
*APR* = Annual Percentage Rate. See credit union for full details. Some restrictions apply. Rates, terms, and offers subject to change without notice. All loan financing is based upon credit qualifications. Rates are applicable to new money only. Federally insured by the NCUA. Equal Housing Opportunity.

Sign-up for Quaker Oat's Annual Holiday Skip-A-Payment Program before November 20th, and you'll have the opportunity to skip December's payment on any Quaker Oats Credit Union loan* to help pay for holiday expenses.

The following loans are NOT eligible for Skip-A-Pay:
  • Home equity and credit card loans.                 
  • Loans financed after June 1, 2020.
  • Loans delinquent within the last 6 months.
  • Loans with a monthly payment of $100 or less.
  • Loans subject to an extension in 2020.
  • Loans with a balance of $500 or less.
  • Loans that participated in 2020 COVID Skip-A-Pay. 
Please complete and submit the Holiday Skip-A-Payment Form before 11/20/20.
*Please see list of loans not eligible.
Holiday Transaction Tips

Here are a few tips that will help you as you travel or make purchases this holiday season:

  • Be sure to notify the credit union of your holiday travel plans so that your out of state transactions are not declined. We need the dates and details of where you will be traveling.
  • If you have any trouble with your QOCU debit card during holiday travel/shopping season, please call 1-866-508-2693.
  • You may receive a call from Shazam regarding purchases if they don't match your normal spending habits. Shazam will NEVER ask you for sensitive information but rather verify recent transactions.

If you have any questions or concerns regarding these holiday transaction tips, please give us a call at 1-319-395-7060. We hope you have a happy and safe holiday season!

Thank you for all the donations to Families Helping Families over the years! Unfortunately, due to COVID-19 concerns we will not be taking donations at the credit union this year. However, we would still like to encourage our members to donate. Here are a few places in the area that are accepting donations:

Olivet Neighborhood Mission provides emergency food boxes to those in need. Non-perishable food items can be dropped off at their location or monetary donations are also welcome.

Cedar Valley Humane Society accepts monetary donations as well as specific items and supplies from their wish list for the animals in the shelter.

Jane Boyd accepts monetary donations to fund programming for children in at-risk, low-income households.

Thank you for choosing Quaker Oats Credit Union!
Christmas Club Accounts

Christmas Club Funds were distributed on Monday, November 2nd!

If you don't have a Christmas Club Account now is a perfect time to open one! If you save $50 for the next 12 months, you will have $600 saved for your 2021 holiday expenses. Please contact the credit union to open a Christmas Club Savings Club Account today!

  • No minimum balance to open .
  • Money automatically transferred to regular savings 1st of November
  • $10 early withdrawal fee

If you currently have a Christmas Club Account, you do NOT need to re-open the account for next year. The account will automatically restart with your first pay period in November.
The Iowa Credit Union Foundation is proud to announce that the 2021 Warren Morrow Scholarship program is open and now accepting application for high school and post high school students who will be attending or are currently enrolled in higher education. The application deadline is Friday, February 5, 2021 at 5:00 PM.

Please click the link below for complete scholarship details.
Dates to Remember

Monday, November 2 - Christmas Club Funds Transfer

Wednesday, November 11 - Closed for Veterans Day

Friday, November 20 - Last day to apply for Skip-A-Pay

Thursday & Friday, November 26 & 27 - Closed for Thanksgiving Holiday

Remember, even when we are closed we're still open. Access your account information 24/7 with QO Mobile App or Online Banking!
3535 Center Point Rd. NE
Cedar Rapids, IA 52402-5530
Phone: 1-319-395-7060
Toll-Free: 1-800-519-9762
Fax: 1-319-395-7135

Federally insured by the NCUA. Equal Housing Opportunity