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We are providing excellent rates, which are some of the best in our area. We have also added tools to our home banking product that will help you to manage your finances.
WV Central is a not for profit financial cooperative, so we decided to act completely different than most other financial institutions and hold our loan rates low and to begin increasing our deposit rates while other institutions are doing just the opposite.
I would now like to talk about these briefly:
Loan Rates – With the increases made by the Federal Reserve, many institutions have increased their loan rates. WV Central has left our rates unchanged for now so that members can save money on their interest costs. If you are needing funds for a purchase or would like to reduce your outgoing cash flow, now is the time to come see us and save money!
Deposit Rates – We have increased our rates on most of our deposit offerings. If you are looking for a safe place to invest and receive an excellent rate of return then please come and see us! We are currently offering our 36 month certificate with an APY of 1.75%. The special feature on this certificate is that if we increase our 36 month rate in the future, we will bump your certificate to the new rate and will do so up to three times during the life of the certificate. Talk about a great rate with low risk!
Technology - Members are now able to get their credit scores right on our home / mobile banking application. Please sign into your account and agree to get your credit score and report. This will keep you up to date on your score as well as to be able to review your credit report to assure accuracy and identify potential fraud attempts. You will also be able to see opportunities or offers to refinance with WV Central which will save you money. Please be sure to take advantage of tracking your score as it will put you on the road to improve your overall financial picture.
WV Central is here to help so please allow us to be part of your financial solution.
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