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from RedRock Financial | June 2019
4 Ways Spending on Experiences Boosts Happiness
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Millennials are all about the experience economy.
 
Millennials, who prefer to spend their money on experiences, might be getting something right when it comes to their spending habits.

These Types of Music Will Improve Your Productivity
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Are you struggling with productivity? Want to tune out all of those distractions? Here are three types of music that will give you a major boost in productivity.

First, classical music. Classical music is known for being calming, relaxing and helping reduce stress. Researchers have long claimed that listening to classical music can help people perform tasks more efficiently.

Second, nature music. Nature sounds can help people perform tasks more efficiently. Nature sounds work best when they're soothing sounds, such as flowing water or rainfall. Don't go with the bird calls and animal noises for this one.

And finally, cinematic music. Cinematic music scores can be empowering, lifting your spirits and brightening your mood. If you're feeling tired and drained, try listening to some epic-style cinematic music to give you that extra boost of motivation.

-Entrepreneur Magazine 
There's More Than Just the Mortgage
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 Maintenance & Improvements Add Thousands to Home Costs

Your home is often the largest single purchase you will make in your lifetime. Most first-time homeowner's think of only the mortgage payments when they buy a property. After all, it likely makes up a large portion of your monthly budget.
 
However, other costs associated with home-ownership, like real estate taxes, maintenance, repairs and improvements will likely continue for as long as you own your home. These costs are often significant and shouldn't be an afterthought when you're buying a home or planning for retirement.

 
Economic Updates

      
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly.

Ben Knight, CFP®, Kathy Carpenter, CFP® and Diane Knight, CFP® are Registered Representatives with and Securities offered through LPL Financial, Member FINRA/SIPC.

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