Monday, September 18, 2017

This Week's  Events & Happenings!


Executive Director
Fonkoze USA 
Washington, DC

President & CEO
Neighborhood Housing 
Services of South Florida
Miami, FL

Subrogation Paralegal
Visit us in Dade or Broward

Legal Hotline Calls for Volunteers

The Florida Bar
 The Florida Bar | Article | September 14, 2017
As of Thursday [Sept. 14], 37 Florida counties had been designated for federal disaster assistance for uninsured and under-insured damage and losses resulting from Hurricane Irma. For a complete listing of recent hurricane-related news as well as resources for Florida Bar members and the public, go to The Florida Bar's  2017 Hurricane Information page.
The Florida Bar
 Orlando Sentinel | Article | September 13, 2017
A hotline for free legal advice on Hurricane Irma recovery went live Wednesday [Sept. 13], for anyone dealing with the storm, but especially for those who can't afford an attorney. The Federal Emergency Management Agency set up the hotline along with the Young Lawyers Divisions of the Florida Bar and American Bar Association. The number is 866-550-2929.
F lorida Small Business Emergency
Bridge Loan Program

Governor Rick Scott has activated the Florida Small Business Emergency Bridge Loan Program to provide short-term, interest-free loans to businesses damaged by the storm.
Administered by the Florida Department of Economic Opportunity (DEO) in partnership with the Florida SBDC Network and Florida First Capital Finance Corporation (FFCFC), the Florida Small Business Emergency Bridge Loan helps businesses bridge the gap between the time damage is incurred and when a business secures other financial resources, including payment of insurance claims or longer-term Small Business Administration loans. Up to $10 million has been allocated for the program.
Under the program, eligible small businesses in all 67 Florida counties with two to 100 employees may apply for short-term, interest-free loans for $1,000 to $25,000 for 90 or 180-day terms. To be eligible, a business must have been established prior to September 4, 2017, and demonstrate economic injury or physical damage as a result of Hurricane Irma.
Apply for the Florida Emergency Bridge Loan program. The deadline to apply is October 31, 2017.
Federal Assistance
Following President Trump's major disaster declaration, impacted businesses may now apply for low-interest loans through the U.S. Small Business Administration.
Through the declaration, businesses and nonprofits in Broward, Charlotte, Clay, Collier, Duval, Flagler, Hillsborough, Lee, Manatee, Miami-Dade, Monroe, Palm Beach, Pinellas, Putnam, Sarasota and Saint Johns counties are eligible for both Physical and Economic Injury Disaster Loans from the SBA.
In adjacent counties, small businesses and most private non-profit organizations are eligible to apply only for SBA Economic Injury Disaster Loans: Alachua, Baker, Bradford, Desoto, Glades, Hardee, Hendry, Highlands, Marion, Martin, Nassau, Okeechobee, Pasco, Polk, and Volusia in Florida.
Business Physical Disaster Loan Program
Business Physical Disaster Loans are intended to help repair or replace disaster-damaged property. Businesses and nonprofit organizations may apply for up to $2 million to repair or replace property, including real estate, equipment, inventory, machinery, and other business assets.
Economic Injury Disaster Loan Program
Businesses in qualifying adjacent counties may apply for up to $2 million for working capital through the SBA Economic Injury Disaster Loan program. The Economic Injury Disaster Loan program provides working capital loans to help small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private, nonprofit organizations meet financial obligations and operating expenses through the disaster recovery period.
Interest rates are as low as 3.305 percent for businesses and 2.5 percent for nonprofit organizations. The SBA customizes loan amounts and terms up to a maximum of 30 years for each applicant.
Applicants may also be eligible for a loan amount increase up to 20 percent of their physical damages to protect property from future damage, including adding a safe room or storm shelter.
To Apply for Physical and Economic Injury Loans

Businesses must first register with the Federal Emergency Management Agency (FEMA) at or call the toll-free helpline at 800-621-3362. Those who use 711-Relay or Video Relay Services should call 800-621-3362 (800-462-7585 TTY).

Upon registration with FEMA, businesses may apply for a disaster loan a number of ways:

* Submit an online application at

* Download an application from and submit to a SBA disaster recovery center or mail to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155;

* Visit a SBA recovery center for one-on-one assistance; or

* Visit their local Florida SBDC for assistance.

The filing deadline to return applications for physical property damage is November 9, 2017. The deadline to return economic injury applications is June 11, 2018.

Postponement of HACDC 30th Anniversary Dinner...

Due to Hurricane Irma and the disruption of activities for the 
next several days and probably longer - the 30th Anniversary
Celebration for HACDC scheduled for Sept. 22nd is being

HACDC thanks everyone for their support and they look forward
to providing information on a rescheduled event soon.