Five Lessons for Our Lives from
the Parable of the Talents
By Hugh Whelchel
How should Christians think about work, success, and wealth?
1. First, this parable teaches us that success is a product of our work.
In the book of Genesis we see that God placed Adam in the garden to work it and take care of it. We were made to work. As Christians we have a mission that our Lord expects us to accomplish in the here and now.
Far too many evangelical Christians today see their salvation as simply a “bus ticket to heaven.” They believe it doesn’t matter what they do while they “wait for the bus.” The Parable of the Talents teaches us what we are supposed to do while we await the return of our King.
We are to work, using our talents to glorify God, serve the common good, and further God’s kingdom. Biblical success is working diligently in the here and now using all the talents God has given us to produce the return expected by the Master.
2. The Parable of the Talents teaches that God always gives us everything we need to do what he has called us to do.
Have you ever wondered what a talent is worth in today’s dollars? It is hard to know for sure, yet whatever its exact value, in the New Testament a talent indicates a large sum of money, maybe even as much as a million dollars in today’s currency.
We are tempted to feel sorry for the servant who received only one talent, but in reality he received as much as a million dollars from the master and buried it in his back yard. He was given more than enough to meet the master’s expectations.
Just as the master expected his servants to do more than passively preserve what has been entrusted to them, so God expects us to generate a return by using our talents towards productive ends. The servants were given enough to produce more – it is the same with the gifts God has given us. The Apostle Paul writes in Ephesians 2:10:
For we are God’s handiwork, created in Christ Jesus to do good works, which God prepared in advance for us to do.
We seldom associate this verse with our work, but we should.
3. The Parable of the Talents teaches that we are not all created equal.
The most overlooked part of this parable is the second half of verse fifteen: the master gives to each servant talents, “…each according to his ability.” The master understood that the one-talent servant was not capable of producing as much as the five-talent servant.
We want to protest this as unfair. Yet we know this is true from our own experience. Diversity is woven into the fabric of creation.
But even though we’re not created equal in regard to the talents we’re given, there is equality found in the Parable of the Talents. It comes from the fact that it takes just as much work for the five-talent servant to produce five more talents as it does the two-talent servant to produce two more talents.
This is why the reward given by the master is the same. The master measures success by degrees of effort, as should we.
4. The Parable of the Talents teaches that we work for the Master, not our own selfish purposes.
The money that is given to the servants is not their own. The money they earn with the capital is not theirs to keep. The servants are only stewards of the master’s investment, and it is the quality of their stewardship that the master seeks to measure.
We should maximize the use of our talents not for our own selfish purposes, but to honor God. We know that we work in a fallen world. Because of the curse of sin, our work will be difficult. But we should feel satisfaction and joy from doing our best with what God has given us in the place where his providence puts us, seeking to succeed in order to honor him.
5. The Parable of the Talents shows that we will be held accountable.
The Parable of the Talents is not about salvation or works righteousness, but about how we use our work to fulfill our earthly callings. It is about whole-life stewardship, or “Stewardship with a capital ‘S‘.”
The unfaithful steward in this parable didn’t so much waste the master’s money – he wasted an opportunity. As a result, he was judged wicked and lazy. We are responsible for what we do for God with what we have been given, and one day we will be held responsible.
What we hear from the Master on that day is up to us.
About the Author
Hugh Whelchel was the founder of the Institute for Faith, Work & Economics and author of How Then Should We Work? Rediscovering the Biblical Doctrine of Work. Hugh earned a Master of Arts in Religion and had over 30 years of diverse business experience. He passed away on Good Friday in 2024, four years after being diagnosed with ALS.
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