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West Hartford, CT 06107

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July, 2019

 
At Tindall Law Firm, LLC we enjoy sharing valuable tips regarding the law; offering articles on hot issues in the law; commenting on topics of interest; and helping you navigate the tricky world of the law, which is ever changing.  

At any time if you have any questions on any of the materials you find in our newsletter or any other legal issues, please do not hesitate to contact me. If there is any legal issue of interest that you would like to see addressed in our newsletter, please let us know.
 
 
All the best, 
Attorney Tavis Tindall

Tips from Tindall
Summer Safety

 Scooter Involved Accidents
  Who pays the bill?

Electric scooter riders might think their auto insurance would kick in to cover an electric scooter accident, but automobile insurance generally doesn't cover vehicles with less than four wheels. And homeowner's or renter's insurance may cover an accident that occurs on a traditional bicycle, but it does not cover motorized bike or scooter trips.

"Once you motorized that scooter or that bike, then the equation changes," said Bob Passmore, assistant VP at the American Property Casualty Insurance Association. "More likely than not, most people's home liability or their renters' liability probably aren't going to provide coverage for that."

So what can scooter riders do to protect themselves? Experts suggest calling your insurance agent to ask how you can get coverage. If you have a homeowner's or renter's insurance policy, you may be able to add an "umbrella policy," which can cover more scenarios and include higher limits for coverage than typical homeowner's or renter's policies.

For example: 

State Farm offers a personal liability umbrella policy that the company said may cover an electric scooter driver's liability for damages they cause, but all claims are investigated based on their own merits. Allstate offers an umbrella policy to customers that have a qualifying auto or property insurance policy. The umbrella policy doesn't specifically state that it covers electric scooters in promotional materials, but there is a "recreational vehicles" category.

Nationwide's policies do not provide liability coverage for losses arising out of the use of shared electric scooters. The company says it supports shared mobility options and believes the devices should be governed by common-sense regulation that emphasizes safety and protects all road users. "When that is in place, insurance covering the operation of a shared mobility device should be provided directly to the consumer by the device provider," Nationwide said in a statement.



At Tindall Law Firm, LLC, we fight to recover damages for car accident victims in Connecticut. With 22 years of experience, attorney Tavis Tindall has the knowledge and skill to hold the negligent driver accountable for your losses. For a free consultation with a Waterbury car accident injury lawyer, please call  203.755.0018 or contact us online.

Use summer to prepare for the "winter of your life" 

Births, deaths, marriages, new business, retirement. So many things can happen throughout the year that can cause you to need changes in you estate plan, will, power of attorney and more. 

Here are 11 end of life documents you should have in order:

Living Will
POLST (Physician orders for life sustaining treatment)
Power of attorney for Healthcare/Healthcare proxy
Durable power of attorney
DNR/DNI orders
Diminishing capacity letters
Organ donor designation
Life insurance
Personal property memorandum
Digital assets memorandum

Keep a list of  where important documents and items are kept, and provide it to your financial adviser or another trusted individual. That includes everything from key documents like wills, powers of attorney and Social Security cards, as well as physical items like keys to the car and your safe deposit box. It also helps to have account logins and passwords, and details that could help caregivers like long-term care policies or veterans benefits eligibility.


At Tindall Law Firm we work hard for clients every day. We all want to see clients receive the justice and compensation they deserve. 
 
As a family-based business, our staff is close, and we extend that friendly, caring attitude to our clients. We treat our clients as if they are our own family and truly care about them as more than just a number.
 
It is this quality along with superior service and competent representation that has allowed us to become the "lawyer for life" for all of our clients and their families and friends to whom they refer us. 

Sincerely,
Tavis Tindall
Tindall Law Firm