Issue No. 210 | February 10, 2021

Look For NEW Events Posted Since The Last Issue!
The CFPB recently filed a complaint in the United States District Court for the District of Connecticut alleging violations of various federal consumer protection laws by 1st Alliance Lending, LLC, a former mortgage lender.

Setting property corners can be tricky when there are fences put up. In this video, Florida-based land surveyor Tommy Boatright shares a crafty tool he created to set property corners without having to hop fences.

The Federal Housing Finance Agency (FHFA)'s recently proposed "living will rule," according to the agency, is a necessary step toward Fannie Mae and Freddie Mac's fiscally responsible exit from government oversight.

While 2020 had a surplus amount of catastrophic news, there was one positive development with the rising volume of loans originating with eNotes. According to the Mortgage Electronic Registration Systems Inc. (MERS), the number of eNotes registered within their eRegistry last year climbed to over 400,000 loans, a 264% year-over-year increase in activity. A mere two years earlier, only 375 new loans were registered on the eRegistry.

Politics or Progress? New Yorkers Need to Decide!(NY eyes title insurance industry revenue for itself.)
To recover from the disastrous impacts of COVID-19, the divisive class warfare that has characterized New York politics in recent years must end.

Remote Online Notarization (RON) saw widespread state adoptions by states in 2020, but the idea is still new and confusing to many Notaries. How much do you know about how RON works?

The ACRIS portal currently houses information from January 1966 to present for Bronx, Kings, New York and Queens counties. DataTrace has acquired documents pre-dating ACRIS, and digitally enhanced them to make them more legible.

In a recent concurring opinion, Judge Rowan D. Wilson sifts through and attempts to clear up some confusion in New York case law surrounding the doctrine of standing in foreclosure actions.

Virtually everyone who has prepared or signed a New York Durable Power of Attorney statutory “short form” over the past ten or so years has the same reaction when first trying to navigate the form: “Huh?” While the law enacted in 2009 was an attempt by the legislature to address concerns regarding potential abuses of powers of attorney, particularly with respect to the elderly, the resulting “short form” and its companion, the statutory gifts rider, made for a confusing, cumbersome and inflexible document.

The California Court of Appeal recently discussed an owner's remedies (and some limits to those remedies) when a contractor improperly records a mechanic's lien. According to the court's analysis, the owner's primary remedy will generally be removal of the offending lien.

“Insurance underwriters are premium lovers.” While this insurance slogan pun originally made me cringe a bit upon reading it, I thought it was fitting for this article on building permit claims....

In response to the ongoing delays and uncertainty caused by the COVID-19 pandemic, Governor Brown signed House Bill 4212 into law in June 2020. The law contains a number of remedial measures affecting the functioning of local governments, judicial proceedings, and a host of ministerial acts of the State. Section 7 of HB 4212 addresses the time limits to bring legal claims and give notice of a claim.

Yesterday a story circulated of a developer who took out a DeFi mortgage. But in reality, it was just another cryptocurrency loan, albeit a novel one at a high fixed interest rate.

For the first time, a 3D-printed house is for sale in the United States, and its fabrication process makes it a considerably cheaper purchase than its neighbors.

Virginia is primed to become the next U.S. state to pass comprehensive data-privacy legislation with striking similarities to the California Consumers Privacy Act (CCPA), the California Privacy Rights Act (CPRA), and the E.U.’s General Data Protection Regulation (GDPR).

There is an area of land between Egypt and Sudan that nobody wants and has been unclaimed by either nation. The 795 square miles of land in the shape of a trapezoid called Bir Tawil is the only piece of unclaimed land in the world outside of Antarctica (where no land can be claimed because of the 1959 Antarctic Treaty).

The idea of dignity and security as being fundamental components of the right to housing overlaps with the doctrine of adverse possession.

Title Agents Go Nationwide
For agents interested in growing their businesses by expanding into multiple states, we’re here to make the process simple and profitable. We offer you one point of contact to streamline your options and solutions...

There’s nothing like a good disclaimer. Lawyers delight in every scene of a happy family playing frisbee while a fast-talking voice explains, “the most common side effect of Proplixia is ‘instant death’… talk to your doctor today about Proplixia and get living again!”

The minor debate over First Lady Dr. Jill Biden’s title, which came up shortly after her husband’s election, may seem completely ridiculous and insulting, which it is, but it’s also the latest in a line of kerfuffles relating to how people in power in the United States present themselves.

In the early 1910s, Manhattan city planners launched a project to expand Seventh Avenue and build a new subway line that ran through the West Village. This involved tearing down more than 250 edifices in the area, including a five-story apartment building known as the Voorhis.

Marianne Mathieu, NTP
Vice President/National Agency Accounts
Fidelity National Financial
(347) 987-0677