Total Benefit Briefs Newsletter: 
Open Enrollment Edition 2017 

Welcome to Total Benefit Briefs

:We keep this newsletter brief to respect your time and inbox while providing timely information. With so much changing it's  a challenge. Please click the links to get information, and let us know if you need more answers.
Open Enrollment Important Notice

Open Enrollment is Here!!!

It's that time of the year again and your dedicated team at Total Benefit Solutions is ready! 

With open enrollment dates changing this year it's never been more important to get scheduled sooner rather than later. The ACA open enrollment period has been condensed even further this year!

Important dates:

October 15th: Medicare Advantage Annual Open Enrollment has begun for clients with Medicare Advantage Plans and  Medicare Part D PDP Drug Cards.  Call us today at (215)355-2121 to get your briefing in as our calendar is filling fast! 

Have you seen our new website, Medicareful for comparing Medicare health plans? Click here! 

New for 2018- Clover Health!

November 1st: Affordable Care Act open enrollment opens for individuals, families and small groups in the SHOP. As of October 15th we do not have any of the rates or benefits for the 2018 ACA plans.

November 30th: SHOP small group open enrollment ends.

December 7th: Medicare open enrollment ends. This is the last day to submit applications for the 2018 plan year.

December 15th: Affordable Care Act open enrollment period ends. This is the last day to submit applications for the 2018 plan year. 

Please note: ACA plan dates are applicable to all non group clients who have individual ACA coverage on the healthcare marketplace and also off the marketplace. 

Ask us if you have a qualifying special election period. If so, these dates may not apply to you. Call us right away to be sure or schedule your client review!
Medicare Solutions:

Medicareful with logo
Log on to Medicareful today_

Total Benefit Solutions has partnered with Medicareful. Medicareful is a powerful new online portal that allows you to see and compare the plans where you live. 

Click here to see what Medicareful in action!!!

Breaking News:

President Trump signed an Executive Order ("EO") on October 12, 2017, directing various federal agencies to take regulatory action that will "increase health care choices for millions of Americans."

On Thursday, October 12, 2017, the White House indicated that President Trump will end ACA cost-sharing reduction
("CSR") payments to insurance companies effective immediately.

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I have been working with Ed and his team for a few years now and their level of professionalism as well as timeliness never fails, even when it is late into the night at times. Thank you all for making this process smooth & easy which would certainly not be the case on my own!
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-Christine Taylor Navoy
We Value Your Feedback!

At Total Benefit Solutions your feedback is important to us. We work for your benefit and are here to serve our clients! Please take a moment to visit our page on Facebook and leave a review of your experience or take one of our our client surveys. 

Click here for the Facebook page

Click here to take a survey.
Now More Than Ever Information is Critical!
Things change faster now than ever. Clients often ask us why we do not send out e-mails more often. It's because if we did we would be overloading you with e-mails. Instead , we post frequent updates on our website Use the search feature in the top right hand corner to find specific information.
Thank you for subscribing!
Warm Regards, 
Edward T. MacConnell CBC, CHRS
Certified Healthcare Reform Specialist

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