Instant Decision Indexed Universal Life

Instant Decision IUL from Americo Financial Life and Annuity Insurance Company is an Indexed Universal Life insurance policy designed to provide your clients with permanent life insurance coverage. The process is easy with our simplified underwriting and eApplication. Your clients will know if they’re approved in a matter of minutes.

Product Highlights

1. Accumulate cash value with the potential to lower or cover premiums.
2. Interest based on the performance of the S&P 500 ®.
3. Two indexed interest options with 1-year index period.
4. Living Benefit Riders (Critical Illness, Chronic Illness, Terminal Illness) included at no additional cost.
5. Face amount starting as low as $25,000 (depending on age) and non-medical up to $450,000.

Agents Guide...

Empower Your Sales: Unlocking the Impact of Life Insurance with Legacy and Evolution

At Legacy, in partnership with Evolution Insurance & Wealth Management, we're committed to empowering our agents with the tools and knowledge needed to truly believe in the life-changing impact of our products. The concepts outlined in the "Unlock the Power of Life Insurance: Why Believing in the Product Transforms Lives" article will be at the core of our upcoming training and support initiatives.

We'll be rolling out two tailored onboarding platforms—Career Agents and Independent—designed to help you internalize these principles and enhance your ability to serve clients with passion and conviction. By embracing these concepts, you'll not only make a significant difference in the lives of the families you serve but also unlock the potential for extraordinary financial success in your own career. Stay tuned for more details.