Tuesday Connection| July 23, 2019
As of July 15, 2019, changes have been made to Term Essential and Term Elite. Some prices have increased, while others have decreased, with many scenarios unchanged. The overall average is a 1.5% increase. Click here for complete details. 
Now Available – 2019 Term Portfolio Rate Update
Effective July 15, 2019, Lincoln launched LifeElements Level Term along with pricing improvements. All will improve competitive positioning in key cells.
Go here for all the details. 
When it comes to Term,
it’s good to give your clients choices!
Take a look at this comparison sheet
detailing the benefits of John Hancock Protection Term and Vitality Term. 
Due to the continued low interest rate environment, increased hedging costs and ongoing market volatility, Symetra will be decreasing their Accumulator IUL’s index cap by 1% on the S&P 500 Index. Click here for
full details.
Featuring streamlined underwriting process with few medical questions,
and minimal paperwork
to help you speed up the sales process.
Click here for a success story.
Long-term care services can be expensive.
Estimate how much it could cost when your clients need care by
using this cost of care calculator.
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