With exemptions at an all-time high and certainty that there will be no “clawback,” gifting is a straightforward way to fund trusts and help clients achieve their legacy planning goals. Use this estate planning sales idea to get started.
Learn how a new Guaranteed Universal Life (GUL) insurance product provides death benefit protection for the broad market with the flexibility of Return of Premium at no additional cost, and Added Consumer Protection to ensure guarantees will last for the long haul. Click here for the case study.
Almost ½ of American households have no life insurance coverage, and over 60 million households that do have coverage feel they are underinsured. Sales potential for the underinsured life insurance market is $12 trillion dollars! Click here for compelling statistics.
Those born before January 2, 1954 are the last group of workers who are still eligible to take advantage of Social Security’s filing restricted for a spousal-only benefit strategy. If you’re wondering where that leaves the rest of your clients, click here for some insight.
Retirement plans, such as 401(k) plans, offer many benefits, but they can pose challenges for high income earners with limitations on how much they can contribute and distributions that are generally taxable when taken. Click here for solutions.
Make sure they understand how changing jobs can affect their retirement savings. Click here to learn how a career change may affect them in the long run.
