When a client’s policy has a loan, a 1035 exchange to a new policy may provide a higher death benefit and lower loan interest charge. It may also offer a client living benefits to satisfy additional needs. Click here to learn more.
New rates for Banner and William Penn OPTerm 10, 15, 20, 25 and 30 include a mix of decreases and increases. No changes to their highly-competitive rates for OPTerm 35 and 40. Rate decreases in more than 36% of pricing cells improved their ranking against core competitors. Click here to learn more.