May 2025 eNews

Access the value of your home with a Home Equity Loan or Line of Credit

- flexible solutions for whatever life throws your way.

 *Annual Percentage Rate. Equal Housing Opportunity. Federally insured by the NCUA. HELOC only available in MN & WI. Rates based on credit score.

Rates as low as 10.49% APR*

Low monthly payment of $142.10 when you borrow $5,000 for 3 years.

*Annual Percentage Rate. With approved credit. Not all applicants will qualify. Some restrictions may apply. Rates subject to change without notice. Contact the credit union for full details. Offer valid for a limited time only. Max loan amount is $20,000. Federally insured by the NCUA. Equal Housing Opportunity.

Annual Membership Meeting Recap

A big thank you to all our amazing member-owners who joined us for the 76th Annual Membership Meeting on Tuesday, April 29th!

If you couldn’t make it, no worries — we’ve got you covered. Click the link below to catch up on all the highlights and see what you missed!

Introducing IDCheck:

New Shared Branching Verification for Your Protection

Starting May 1st, IDCheck is coming to Shared Branch locations to help keep your accounts safe and secure. This new in-person ID verification process uses a quick and easy QR code scan to confirm it’s really you accessing your account — not someone pretending to be. It’s simple, fast, and secure.

Click below to learn how IDCheck helps protect you from fraud!

Get ready for summer with great rates on boats, campers, & RVs with terms up to 10 years! Get pre-approved before you start shopping.

Welcome, Kristine!



We’re excited to announce Kristine Heuer has joined Toro Employees Federal Credit Union as our new Vice President of Accounting. Kristine brings a wealth of experience in financial leadership, and we’re thrilled to have her on board.

If you haven't met her yet, please stop in, say hi and give her a warm welcome as she steps into this vital role!

Farewell, Stacey!

As a reminder, Stacey Stokke's last day with Toro Credit Union is Friday, May 2. If you haven't already, please wish her a Happy Retirement.

Best wishes in your new adventures, Stacey, and thank you for your dedication and years of service. You will be missed!

Farewell, Grant!

Please join us in celebrating Grant Johnson's contributions to Toro Credit Union at his Retirement Open House! This is a wonderful opportunity to share memories, say thanks, and wish him the best in his next chapter. Stop by, enjoy refreshments, and help us kick-start his retirement. We look forward to celebrating with you!

Grant's Retirement Open House

📅 Date: Wednesday, May 28th

⏰ Time: 2:00 – 4:00 PM

📍 Location: Congressional Conference Room

Power UP with SavvyMoney-Credit Score - a secure, user-friendly tool that helps you manage your credit and achieve your goals. It's like having a FREE personal financial fitness coach! Log in & check it out today.

In the Market for a New Ride?

Take advantage of our auto buying resources and know your monthly payment before you buy with Toro Credit Union’s Finance Calculator!

🔹 See what fits your budget.

🔹 Adjust loan terms & interest rates.

🔹 Get pre-approved in minutes!

Use your Toro Credit Union Debit Card

for purchases through June 30

and increase your chances to

WIN!

8 Monthly Winners: $50 SHAZAM Gift Card

1 Grand Prize Winner: $500 SHAZAM Gift Card

“Big discount on health insurance... We need your Medicare number, so we can reissue your card.” These are common opening lines used by health care scammers. Stay one step ahead - call your health care provider instead! Don't share your personal information with random callers. 

Mark Your Calendar

Monday, May 26th - Closed for Memorial Day

Wednesday, May 28th - Grant Johnson's Open House Retirement Celebration



Friday, June 6th - Friday Summer Hours Start

8111 Lyndale Ave S.

Bloomington, MN 55420



Lobby Hours: Monday - Friday, 8:30 am - 4 pm CST

Call Center Telephone Hours: Monday - Friday, 7 am - 8:30 am CST & 4 pm - 7 pm CST

Saturday, 7 am - 4 pm CST

Website: www.ToroFCU.org

MSR Email: memberservices@torofcu.org

Lending Email: lending@torofcu.org



Federally insured by the NCUA. Equal Housing Opportunity.