In situations of misuse or abuse of a certain payment method by motor carriers or registration permitting services, it may be necessary to suspend the registrant from paying by that particular payment method. This situation is called a “suspended payment method.” This policy defines situations when misuse or abuse of a payment method occurs and the restrictions that will result.
Automated Clearing House (ACH) Payment – An ACH payment is an online payment of the UCR fee through the NRS by entering a bank routing number and a checking or savings account number. Misuse is deemed to have occurred when a registrant fails to enter the proper banking information after three consecutive attempts.
Payment by Credit or Debit Card – In the event that a payment card is declined or is disputed for a non-valid reason, misuse is deemed to have occurred and the registrant will be suspended from making payment by a payment card for the next two registration years. Valid reasons for disputing a payment card transaction include:
- Disputing the transaction more than ninety days after it was executed
- Disputing a transaction more than one time per registration year
- Illegal use of another party’s payment card
When the payment card option is suspended for reasons described above, a UCR registrant will have the option to choose an alternative method of payment.
Paper Check by Mail – Any payment that is declined due to insufficient funds in the account is deemed to be abuse of the payment method and the registrant will be suspended from paying by mail-in check, unless the subsequent check is certified funds from an accredited financial institution, a cashier’s check or money order.
