THIS WEEK'S SPOTLIGHT

Group Paycheck Protection Plan

(Group Short-Term Disability Income)

Benefit Summary

INJURY DISABILITY - Basic Benefits

When you become Totally Disabled within 90 days as a result of a covered injury, benefits are payable after the elimination period shown in your policy based your selection from 3 months up to 24 months continuous Total Disability, prorated on a daily basis. You choose the monthly benefit amount. Total Benefit 24 months ($144,000) tax free.

You choose up to

$6,000/month

$1,500 weekly

Tax-Free

($200/day)

SICKNESS DISABILITY - Basic Benefits

When you become totally disabled due to a covered sickness, benefits are payable after the elimination period shown in you policy up to 3 month to 24 months ($144,000) tax free of continuous total disability, prorated on a daily basis. You choose the monthly benefit amount.

You choose up to

$6,000/month

$1,500 weekly

Tax-Free

($200/day)

(Equivalent to 90% of take-home salary up to $135,000)

*w/ CPS STD, we recommend covering income Gap 35-40% of your Annual Income

Meeting the Superintendent

Meeting School Secretary (Gatekeeper)

Meeting with Principal

Tips:

• Try to always see the Principal
• Referrals works best
• Get to the point quickly-Principal don't have much time

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