According to a medical professionals, in America, there are several major diseases that happen the most, last the longest, and wreak financial havoc on employee and their families.
Group Critical Illness covers 26 Critical Illnesses
Sudden Cardiac Arrest
Heart Attack
Stroke
Coronary Bypass Surgery
Angioplasty
Non-Invasive Cancer (30-day waiting period)
Invasive Cancer (30-day waiting period)
Major Organ Transplant
Kidney (Renal) Failure
Multiple Sclerosis
Bone marrow Transplant
Advanced Parkinson's Disease
Advanced Alzheimer's Disease
Advanced ALS
Occupational HIV
Transient Ischemic Attack
Skin Cancer (30-day waiting period)
Schizophrenia
Loss of Speech
Loss of Hearing
Loss of Sight
Benign Brain Tumor
Severe Burns
Paralysis
Coma
Loss of Independent Living (30-day waiting period; loss of 2 ADLs for 180 days before benefit can be paid)
Total benefit of 26 conditions: $50K x 26 = $1,300,000
Tax Free Benefits
Each benefit must be separated by 30 days
Guaranteed Issued Maximum Benefit: $30,000.00
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Using My Background in Special Education to Make a Difference as a School Leader
By Ms. Meesha Townsen, Assistant Principal at Esmond Elementary School.