You might think that you don’t need Medicare if you qualify for VA medical benefits. However, Medicare can pick up the slack when the VA won’t cover the bill for certain services or at specific facilities. 


For instance, maybe you live around the block from a VA hospital, but you get sick or injured while traveling.


Some veterans don't live near a VA hospital. In this case, they may receive fee-based identification card. Please understand that not all provider accept these cards.


You’ll enjoy more flexibility if you have both Medicare and VA benefits. Additionally, your benefits can be suspend or funding lowered at any time, and you don’t want to find yourself without viable medical coverage.


Just remember that you can’t use both benefits at the same time. When you get treatment, try to determine which benefits will allow you to pay the least money out of pocket.



It's Important to understand all your options.


Deciphering your Medicare and VA benefits options can sometime be confusing, especially if you’re new to the process. At the Swindell Agency we've got you covered.


 


Is VA Secondary to Medicare?


VA benefits do not pay secondary to Medicare. This means VA benefits will not cover any Medicare cost-sharing expenses.


Do Veterans Have to Sign Up for Medicare? 


Medicare is not mandatory. However, there is significant value to signing up for this coverage when you become eligible.


For more information on 2024 Medicare benefits click here


 

Our Purpose:

We understand that the Medicare selection and enrollment process can be confusing.


Our consultants anticipate clients’ wants, needs and communication preferences. The agency model is based on putting our client first and at the core of our business.

 

We recognize the need for a long-term financial safety net strategy as we mature in age; therefore we provide exceptional tailored and personalized service to include:

  • Employee Group Medical Benefits
  • VA Healthcare and Medicare Consulting
  • Medicare consultation & education services
  • Life insurance products with living benefits


Click here to learn more

 
 

Contact Us:


Contact us for a consultation or

Complete a contact form on our website and we will contact you!!

Click here



Office:    (732) 231-2880

Toll Free:  (800) 314-2119

Fax:     (732) 960-5207

Swinell Agency

 Office: (732) 231-2880 Toll Free: (800) 314-2119

Fax: (732) 960-5207

Email: info@vmlvisionsagenc.com | Website: www.vmlvisionsagency.com 

 

Disclaimer

 

Swindell Agency has the ability as independent consultants not captive to a particular carrier to match suitable coverages and products with each client's unique needs.  Swindell Agency does not provide tax or legal advice. You are encouraged to consult your tax advisor or attorney. Product, feature and services availability may vary by state. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. This Newsletter is being provided as a service to you. It may contain information and opinions in articles that are provided by a third party and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Swindell Agency.