This exciting new product has the potential to offer tax-advantaged access to emergency funds, the ability to protect your client's financial future, and will allow for cash accumulation to supplement retirement income.

Face Amount:  $100,000+ and Issue Ages (age of Last Birthday):

• 0-17 Standard Non-tobacco risk only
• 18-80 All risks
• 81-85 Standard Non-tobacco and Standard Tobacco risks only

There are two death benefit options and a guaranteed refund option available. Standard loan and Index loan options, as well as partial withdrawals are included.

Marketing materials and Sales concepts are ready for your use and training on the product is also available. Building Wealth Outside Your Business and Stay Bonus will give you additional information and concepts for offering this new and exciting product to your clients.  You can access all of these publications, as well as forms and applications by logging into Sales Professional Access (SPA).

Offering a complete arsenal of products to your clients, in order to create the best solution for their needs, is what will make you stand apart from other advisors.