Instant Decision Indexed Universal Life

Instant Decision IUL from Americo Financial Life and Annuity Insurance Company is an Indexed Universal Life insurance policy designed to provide your clients with permanent life insurance coverage. The process is easy with our simplified underwriting and eApplication. Your clients will know if they’re approved in a matter of minutes.

Product Highlights

1. Accumulate cash value with the potential to lower or cover premiums.
2. Interest based on the performance of the S&P 500 ®.
3. Two indexed interest options with 1-year index period.
4. Living Benefit Riders (Critical Illness, Chronic Illness, Terminal Illness) included at no additional cost.
5. Face amount starting as low as $25,000 (depending on age) and non-medical up to $450,000.

Agents Guide...

Empowering Your Success: Tailored Pathways for Growth and Impact

At Evolution Insurance & Wealth Management, in collaboration with Legacy, we are committed to empowering our agents with the tools, training, and resources they need to thrive. Our approach is centered on providing unmatched support and guidance, helping agents fully understand the life-changing potential of the solutions we offer.

We are introducing three tailored onboarding platforms—Career, Independent, and Hybrid—designed to meet agents where they are in their professional journey. These platforms are built to help you deepen your expertise, serve clients with confidence, and maximize your potential for success. Whether you’re looking for the comprehensive support of our Career track, the flexibility of the Independent platform, or a balance between both with our Hybrid option, there is a path to match your goals.

By leveraging the unique resources and opportunities at Evolution, you’ll have the chance to make a profound difference in the lives of the families you serve while achieving exceptional growth and financial rewards. Stay tuned for more details on how these opportunities can elevate your career with us