Celebrating Halloween does not have to be scary expensive

Halloween is back and bigger than ever, with 69% of Americans saying they are celebrating the end-of-October observance, which is up from 65% in 2021, according to the National Retail Federation’s annual survey conducted by Prosper Insights & Analytics. The report also showed total spending on the holiday is expected to reach a record $10.6 billion in 2022, beating last year’s record of $10.1 billion in spending by a wide margin.

We’ll let you in on a secret. Just because someone down the street is going all-out for Halloween doesn’t mean you have to bust your budget by buying new decorations for every nook and cranny of your home, too. It’s possible to celebrate the spookiest season in style AND on the cheap.

Here are some clever ideas for enjoying October 31 without breaking the bank:

Selecting the treats
Let this be the year you leave the cavity-inducing candy at the store. Instead, you can hand out cute stickers or temporary tattoos of ghouls and goblins to the neighborhood kids. Their parents – and your wallet – will thank you. Some online stores offer stickers and faux body art in bulk at a big discount. 

Creating a costume
Before you head out to buy a pre-packaged outfit three other people may be wearing at the party you attend, go online and scroll with a purpose. The internet does not disappoint when it comes to offering up hundreds – okay, maybe thousands – of clever costume ideas that cost little to nothing to assemble with items you already have in your closet.

For example, over at Goodhousekeeping.com, there’s a couple’s costume with one person wearing a green T-shirt and the other donning a white top with the word ENVY written across the chest. Get it? They are green with envy. If you can’t find what you need at home, hit up your local thrift stores to assemble a cool look.
October 3rd - 8th is Teller Appreciation Week, and in celebration, we want to thank all our tellers for their hard work they do each day for FNB Community Bank and our customers.

We could not do what we do without our front-line team. Because FNB desires to champion exemplary employees who serve our customers well, we would like to recognize all of our tellers' efforts. We strive to provide a work environment that is respectful and equitable; where individual differences, backgrounds, and experiences are valued and appreciated.
Local Events
Join us at FNB Community Bank's main branch in Midwest City on October 22nd for Barktoberfest! There will be multiple animal shelters/rescues, as well as food trucks and vendors/shops!

Animal shelters/rescues include:
  • Midwest City Animal Welfare
  • Mutt Misfits Rescue Society
  • Forgotten Treasures Animal Rescue
  • Red Dirt Boxer Rescue
  • Safe Haven Animal Rescue

Food Trucks include:
  • Afonso's Barbeque
  • The Fat Pelican
  • Freddy's Frozen Custard
  • Cane's

Shops include:
  • Usborne Books
  • Two Dapper Dudes
  • Pups Got Style
  • Wags, Whiskers, and Beyond
  • Healthcare Express
  • From the Heart (freeze dried treats & candy).

We are expecting 20+ dogs available for adoption, so come out to possibly meet your new furry family member!
Teaching kids to save money is a hugely important task because it can benefit them throughout their lives.

Saving can start with something as simple as a weekly allowance for chores they might be able to do around the house or yard.

Talk to them about how savings works. If they’re old enough to understand math, you can show them how earning $10 a week will add up to $520 in a year. As a reward for saving, you could even offer to pay them a certain amount of interest at the end of each month, based on their current savings.

Next, talk to them about spending – and how that will affect their savings. When they tell you they want something - whether it’s a game, a toy, or a digital device – talk to them about the cost of the product and whether they have saved enough yet. You might even show them how you would look for a lower price to reduce the cost.

Then, take the time to show them how much savings they have left after making the purchase. At the same time, if there are other things they want, discuss how to prioritize what they want with what they can afford. Talk to them about how you need to wait to buy some things until you have more money.

These small first steps can be the beginning of a lifelong habit of saving enough money to meet both their short- and long-term needs.
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Did you know that when you bank local, you make it possible for FNB to lend to local businesses that build up our community?

Thank you for investing in your community and banking local.
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