June 2016

                                                      Commercial - Personal - Life - Health 


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Roussel Insurance & Financial Services

146 N. San Fernando Blvd Suite 203

Burbank, CA 91502

Phone: 818-848-3331
Fax: 818-848-2982  



CA Insurance License #0D51758




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Simple Questions to Help Assess Your Business Risk  

Business Insurance Update

Business insurance is designed to protect your business operations from potential loss. However, in order to protect your business with the best combination of coverage, price, and service, you need to understand what business risks you have.  Then we can design a business insurance program to meet your needs.  A       well-prepared business insurance program can help mitigate the impact of a loss.  Dollars lost, lost time, productivity, and the negative impact on customers can be minimized.

Here are a few questions that can help assess your business insurance needs.  Remember these questions are only a start.  Call us today for more information.

Location Risks
  • What are your top risks facing your building and operations?
  • Do you have a risk for flood or earthquake?
  • Do you have unique machinery or tools that require special insurance?
  • Are customers allowed on your premises?  If so, what are the potential hazards?
  • What might happen if you had to shut down operations for 60 or 90 days?
Human Risks
  • Are you complying with all state and federal laws regarding your employees?
  • Do you have a comprehensive safety program?
There may be other areas such as financial and cyber risks that we will address in later articles.  After the risks have been identified, they must be prioritized in accordance with your assessment of their probability.  Establish a probability scale for purposes of risk assessment.

For example, risks may be:
  • Very likely to occur
  • Some chance of occurring
  • Little to no chance of occurrence
Determine Treatment Methods

It may be that the best treatment is found in business insurance.  We can help you through the process.

At Roussel Insurance we strive for trust and reliability with our clients. Through our 30 years in the insurance business we have learned to achieve immediate and sustainable cost savings for businesses and individuals. We can help find you the right insurance options, so that no matter what your budget is we can minimize you're spending and easily meet your needs  


This information is intended for the client, individual or entity to which it is addressed. These articles contain concepts and opinions, and are not intended to represent the consensus of the insurance or risk community, nor to provide professional legal or tax advice.  Please seek professional legal or tax counsel before making any decisions.  The information provided does not change or modify any insurance policy, only the actual terms of the in-force policies will govern claim settlements