March 2020
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Catch up on all of the latest from the United Methodist Connectional FCU, including details on Protection Plus Checking accounts, home financing and auto financing. Click here to download the newsletter
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COVID-19 Updates (3/23)
Novel coronavirus - 2019-nCoV_ WUHAN virus concept. Surgical mask protective mask with CORONAVIRUS text. Chinese coronavirus outbreak. Red background.

[3/23 - There are some new updates which I'll put in red print, but I'll leave the rest for reference. Stay safe.]
This is a longer email update than usual, as the credit union is busy finding as many ways as possible to meet our members' needs in the changing landscape. We are committed to our staff health and safety and to protecting your funds with all diligence and compassion.

Please read on, and if you have any questions, contact your local credit union office.

Special Skip-a-Pay for our members

UMC FCU is providing the following measures to help our members:
-All April Visa payments will be deferred. Members will not have a payment due in April -
Our Visa payment processor has told us they were not able to defer the April payments. Instead, all May payments will be deferred. If you have any difficulties making your April payment, please contact the credit union office.

-We are adding a special no-fee Skip-a-Pay
for non-real estate loans. Click here for a form, and skip your March or April payment on a UMC FCU loan. (Unfortunately, this does not apply to real estate loans)

Partial closing of branch lobbies

Due to the current situation, to prevent social contact and help slow the spread of Coronavirus COVID-19, United Methodist Connectional FCU is temporarily converting its branches to partial access.  We will be closing our lobby at both branches effective March 23, 2020 for the next two weeks. Our Member Services Representatives are still available to assist you during normal business hours Monday thru Wednesday and Friday 8:30am - 4:00pm and Thursdays 10:00am - 4:00pm at 770-565-3794. If you need to meet in person, please call for an appointment.
We want you to know that we are here for you in these difficult and uncertain times.   As we continue to weather this period of social isolation, your staff is committed to keeping UMC FCU a safe, secure place for your finances. Remember the many other ways of accessing credit union services:
  • Online Banking
  • ATM network, free at Publix Presto machines and more
  • Night deposit box at the Marietta branch
  • Shared branches (Note: many shared branch locations are suspending shared branch capabilities to limit traffic. If you are experiencing difficulties, please contact the credit union office)
  • Mobile depositing through Sprig
  • Transfer money to friends using PopMoney (accessed through online banking)
  • Shop for a new vehicle using the Auto Mall from Auto Assistance
  • Apply for a loan and get approved online

Short-term Relief Loans

We have some new loans terms available for our members, in the event they need extra cash to manage expenses

-Get a personal loan of up to $2500, for up to 24 months at 8.99% APR*, and your first payment won't be due for 90 days**

-Through April 30, if you get an auto loan, you have the option to defer your first payment for the first 90 days**

-For churches, we continue to have great low cost options for smaller loans, plus a new addition. 
  • 3.50% APR* unsecured for three years, up to $50,000
  • 4.25% APR* unsecured for five years, up to $50,000
  • NEW: 4.50% APR* for ten years, secured by real estate, up to $100,000
  • Church loans over $100,000 - contact Jonathan Curtis for rates and terms
For personal and auto loans, get started by filling out a loan application, or contact your local branch.  For additional information on church loans,  contact Jonathan Curtis.

*Annual percentage rate **Subject to credit approval and underwriting guidelines. Some restrictions apply. See credit union for full details Interest will accrue during the payment deferral period.

Visa Credit Card offer
**8 Days left**

Slim down your payments and transfer high-rate balances to United Methodist Connectional FCU!
Enjoy a low 2.20% APR* for the first 6 months**!
Shake that extra debt weight with a balance transfer today! 
Act fast this offer expires March 31, 2020.

Click here for a credit card application.

*Annual Percentage Rate
Subject to credit approval and underwriting guidelines. Some restrictions apply. See credit union for full details. Offer valid until March 31, 2020. 
**Introductory rate applies for 6 months from offer close date. Following the introductory 6 months the rate increase to base rate as low as 8.90% APR for the life of the transfer.

Upcoming Auto Loan sale!

We are excited to offer these great rates, starting March 27th.
  • 36 months - 2.99% APR
  • 48 months - 3.59% APR
  • 60 months - 3.99% APR
  • 72 months - 4.99% APR
  • 84 months - 5.99% APR
Get pre-approved today, and you can browse Auto Assistance inventory to find your new vehicle here. Using Auto Assistance to find your new car will save you an additional .50% on your rate, plus a $25 gift card.

$1000 Scholarship

We are now accepting applications for our 2020 College Scholarships. The scholarship is available to all members in good standing between the ages of 17 and 25. Click here to apply.

Featured video

Congratulations for making it to the end of this email! For the last thing, we have the start of a new video series, It's a Money Thing, Jr! Check out the first video below, and share it with the kids you know.

Making Money
Making Money

To see this and other videos, visit our Vimeo channel and feel free to share!

Upcoming Calendar
Contact Jonathan Curtis for event and sponsorship opportunities
  • Closings
    • Effective March 23 - Branch lobbies closed to traffic. Please use online resources, ATM's or make an appointment with a staff member
    • Friday, April 10 - Good Friday
  • See us at these upcoming events
    • Monday, March 23 - KSU Wesley financial workshop (CANCELLED)
    • April 24 - KSU Wesley fundraising dinner
    • April 28 - UMC FCU Annual Meeting, Smyrna First UMC, 6:30