Community Medicaid is a needs-based government assistance program that provides long-term care benefits to individuals at home. To qualify, an applicant’s resources and income limits must fall below a determinative limit that is adjusted annually. For the year 2020, that limit is $15,750 for available (non-exempt) resources and $895 of income for a single individual.
For those individuals with excess resources that would disqualify them from obtaining Community Medicaid eligibility, they would often engage in gifting, funding of trusts or even spending-down their excess assets.
In April of 2020, New York State passed a new law that instituted a thirty month look-back period for Community Medicaid applicants, effective October 1, 2020. Such look-back did not exist for Community Medicaid prior to the new law.