Use pretax dollars to pay for child care in 2025

Did you know you can use pretax dollars to pay for child care for your dependent children who are younger than 13? A MoneyPlus Dependent Care Spending Account (DCSA) allows you to make pretax contributions to help reduce your overall costs, and it’s easy to use. Your annual election amount will be divided into equal installments and deducted from each paycheck before taxes. As you have eligible expenses, you can request reimbursement up to the amount you have available in your DCSA.


Enroll in an DCSA for 2025 during this year’s open enrollment and use your funds for things like:

Day care

General purpose day camps

Babysitting

Before- and after-school care

Nursery or preschool

Prekindergarten expenses

Estimate the amount you will spend on dependent care throughout the year, considering vacation and holiday time, when you might not have to pay for dependent care. You can use funds you contribute in 2025 for eligible expenses incurred January 1, 2025, through March 15, 2026. You will forfeit any unused funds.


Adjust your election amount throughout the year

You may be able to adjust your DCSA election amount if you have a special eligibility situation. These events include, but are not limited to:

  • Marriage or divorce;
  • Birth, placement for adoption or adoption;
  • Placement for custody;
  • Gain or loss of employment;
  • Change from full-time to part-time employment or vice versa; and
  • Change in day care provider.


Let ASIFlex pay your dependent care provider directly.

With Recurring Direct Pay, you do not need to submit a claim for every dependent care payment. Instead, ASIFlex will pay your dependent care provider directly from your DCSA on the schedule you and your provider choose. On the scheduled payment date, ASIFlex will use available funds in your DCSA, as well as funds from your personal bank account you provide during the setup if you do not have enough funds available in your DCSA. Learn more about the program online.

Enroll in a DCSA during open enrollment.

It’s easy to set aside pretax money to pay for your eligible dependent care expenses in 2025. Simply enroll in a Dependent Care Spending Account during open enrollment, which is October 1-31. Visit www.peba.sc.gov/oe to review your benefit options for 2025. To learn more about DCSAs, visit www.peba.sc.gov/MoneyPlus.


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