In this Email:

  • A Message From the VRTA President
  • VRTA Member Benefits Information
  • Today's Interest Rates
  • Protect What Matters: The Value of Property & Casualty Insurance
  • Is Voting in a Primary Really Important?
  • A Note to VRTA from Jeanne Chenault
  • Important VRTA Dates to Remember

June 2025


A Message from YOUR VRTA President, Karen Whetzel -

Moving Forward Together!


Evaluations from the VRTA Spring Delegate Assembly have been tallied and here are the preliminary results from the 61 total evaluation forms returned:


  • Overall Conference Format - 57 either very satisfied or satisfied; 3 dissatisfied or very dissatisfied
  • Facilities at the Doubletree - 58 either very satisfied or satisfied; 4 were dissatisfied (0 very dissatisfied)
  • Luncheon Menu - 54 either very satisfied or satisfied; 5 were dissatisfied or very dissatisfied
  • Registration process and packet - 59 very satisfied or satisfied; 3 dissatisfied (0 very dissatisfied)
  • Lunch speaker Dr. Bob Holsworth - 56 either very satisfied or satisfied; 2 dissatisfied (0 very dissatisfied)
  • VRTA Benefits Update - 58 either very satisfied or satisfied, 0 dissatisfied or very dissatisfied
  • Breakout Sessions - All received very satisfied or satisfied; 0 dissatisfied or very dissatisfied.


Comments are being compiled; of 61 evaluations, 48 had comments. Thanks!

Please mark your calendar for the VRTA Fall Conference on September 16 and 17, 2025, at the Doubletree in Midlothian. The Conference is for ALL members!


We are sad to report that Bonnie Atwood, VRTA lobbyist, is in a battle with the recurrence of leukemia. She is so appreciative of the VRTA members' support and caring expressed in the cards sent to her after the Spring Delegate Assembly.  Treatment for this condition is rough, but Bonnie is a fighter, and right now she must give all her energies to fighting for recovery.  We all will keep her in our prayers.


The VRTA Annual Report for Units and Districts is due by June 30, 2025! Both District Presidents and Local Unit Presidents or designee need to complete and submit the report!


The form for the VRTA Annual Report can be found on vrta.us and can be typed on and then saved to submit by email! Or it can be printed out and scanned to submit. If you write on a copy that you print out, be sure to write legibly, especially email addresses which can be tricky to get correct in the directory (now published online; contact me at kswhetzel@gmail.com if you need the password.) Contact Directory Chair Leigh McKay (clo49lm@gmail.com) if you have questions about the report. A copy also goes to Daphne Miller, Awards Chairperson (millerdaphne50@gmail.com).


The VRTA Community Service report is also due by June 30, 2025! It too can be found on vrta.us. Contact Community Service Chair Louise Mont-Adams (montadamslouise@gmail.com) if you have questions on the Community Service report.


The final VRTA printed/mailed newsletter will be sent out to members in Fall, 2025. Please share ideas with me on how units/districts can members who don’t have internet access continue seeing the newsletter, and I will share with all!   


VRTA will be celebrating its 90th anniversary in Fall 2025. (Social Security is almost 90 too!) If you have ideas for celebrating, or historic documents that might be useful, contact me at kswhetzel@gmail.com, 540-740-8589, or message me at Facebook Karen Whetzel VRTA President.  


Our vision: All retired school personnel will be safe, productive, informed and financially secure in retirement.


Our mission: to be the voice, resource, and connection for all retired school personnel.






Karen Whetzel

VRTA President

Phone: 540-740-8589

Email: kswhetzel@gmail.com




Scan the QR code on your smartphone or click it to look at Karen Whetzel's VRTA President's page!

If you ever wonder what it means to have VRTA benefits? Visit the website – vrtabenefits.org to see what benefits are available to you.

Phone (540) 722-2529

Toll-Free (800) 467 5425

Email: savenow@creeksideadvisors.net


Protect What Matters: The Value of Life Insurance


Life insurance is often viewed as a financial safety net, but its true value runs deeper than just numbers. It's a powerful tool for protecting your family, preserving your legacy, and creating peace of mind in an unpredictable world. Below are some key reasons why life insurance is an essential part of any sound financial plan.


Financial Security for Your Loved Ones

The most immediate and important reason for life insurance is to provide financial support to your dependents after you're gone. Whether it’s helping your spouse cover the mortgage, ensuring your children can continue their education, or providing for everyday living expenses, life insurance ensures your family isn’t left struggling to stay afloat during a difficult time.


Income Replacement

For families that rely on one or two primary earners, the sudden loss of income can be devastating. Life insurance acts as a replacement for that income, giving your loved ones the resources they need to maintain their standard of living. This is especially important for young families, single-income households, or anyone with significant financial obligations.


Covering Final Expenses

Funeral costs, medical bills, and estate settlement fees can add up quickly. Life insurance can help cover these final expenses, lifting a heavy financial burden off the shoulders of grieving family members. This ensures your loved ones don’t have to make difficult financial decisions during an already emotionally trying time.


Protecting Your Children’s Future

Parents often worry about how their children will be cared for in their absence. Life insurance can ensure there’s enough money to cover childcare, education, extracurricular activities, and other essential needs. It’s a way to keep your long-term hopes for your children alive—even if you’re not there to see them through.


Peace of Mind

Ultimately, life insurance brings peace of mind. Knowing your loved ones are financially protected allows you to live more fully and focus on the present. It’s not just about preparing for the worst—it’s about creating security, stability, and confidence for those you care about most.


Choosing life insurance is a personal decision, but its impact is lasting. It’s a promise to protect your family, preserve your values, and provide hope when it’s needed most. Take the time to evaluate your coverage and ensure you're truly protecting what matters most.


The Creekside Insurance Advisors Team



Insurance Advisory Services


  • Home & Auto
  • Medicare Products
  • Long-term Care
  • Life Insurance
  • Fixed Indexed Annuities

Financial Advisory Services


  • Retirement Income Planning
  • Pension Survivorship Analysis
  • Portfolio Management


IS VOTING IN A PRIMARY REALLY IMPORTANT?


The short answer is a resounding YES!  



  • A primary gives registered voters the opportunity to decide who the candidates will be. Virginia has open primaries, meaning that a voter can vote in the primary of either political party regardless of whether he is a member of that party or is an independent, but he will receive either a Democratic ballot or a Republican ballot, not both.


  • Voting in a primary is especially important if there is division within a party. If all candidates seem to have the same position on issues, do they have the needed preparation and experience, personal qualities and skills, integrity, etc.? To have the best leaders we must first have the best candidates from each party.


  • Even if your preferred candidate doesn’t win but gets a lot of votes, he/she can still have a lot of influence. And it will encourage that person to run for office in the future.


  • Perhaps most important, voting in any election is a privilege, a right, and a duty. Voting is the most effective way that all citizens with the most basic qualifications can make their wishes known. The most destitute citizen’s vote counts just as much as the richest citizen’s vote.



WHO ARE THESE PRIMARY CANDIDATES?


(Republicans have just one nominee for each statewide office. Therefore, only Democrats running for a statewide office are on the primary ballot. There is only one Republican and one Democratic candidate for Governor, so there will be no primary candidates for that office, and there is only one Republican running for Attorney General.)



For Lieutenant Governor


Alex Bastani – Grew up in Northern Virginia and attended Virginia’s public schools, 33-year member of the Virginia State Bar, spent 34 years in federal service, coached freshmen boys’ crew at Yorktown High in Arlington. “My life’s mission has always been fighting for working people. As a union president and labor attorney, I represented employees in arbitration…and ran a nonprofit with a half-million-dollar annual budget.”

https://progressivevirginiansforalexbastani.com/


Ghazala Hashmi – Emigrated from India with family when 4 years old, grew up in small town in Georgia when public schools were being desegregated, received multiple full scholarships and fellowships and earned a BA with honors from Georgia Southern U. and a PhD in American Lit. from Emory U., spent 30 years as a professor teaching first at U. of Richmond and then at Reynolds Community College, has served 6 years in Virginia Senate. Legislative priorities include public education (served as chair of Senate Ed. Committee), voting rights and preservation of democracy, reproductive freedom, gun violence prevention, the environment, housing, and affordable healthcare access.

https://www.wavy.com/news/politics/candidates


Babur Lateef – Originally from Ohio, son of Pakistani immigrants, has been an ophthalmologist 20 years, 7-year member of Loudon Co. School Board and current chair. Priorities are education, healthcare, housing, and public safety.

https://www.insidenova.com/headlines/


Aaron Rouse – From Virginia Beach, 2007 graduate of VA Tech, played for Green Bay Packers, New York Giants, and Arizona Cardinals, served on Virginia Beach City Council, has served 2 terms in Virginia Senate. Priorities are affordable housing, tax relief for seniors and families, reducing healthcare costs, and investing in education.

www.rouseforvirginia.com


Victor Salgado – From New Jersey born to parents who emigrated from Lima, Peru, lives in Arlington, earned BS in Economics from George Washington U. and Juris Doctor from U. of Wisconsin Law School, served as Senior Litigation Counsel in U.S. Dept. of Public Integrity Section, which oversees investigation and prosecution of all federal crimes affecting government integrity-including bribery of public officials, election crimes, and other related offenses. Priorities are campaign finance reform, public education, reproductive freedom, a just immigration system, the economy, labor, environment and energy, housing, gun violence prevention, and strengthening democracy.

www.victorforvirginia.com


Levar Stoney – Born in Long Island, N.Y. attended public school in York Co. Virginia, earned a BS in Public Administration and Political Science at JMU, served in Gov. Warner’s office and as Gov. McAuliffe’s Secretary of the Commonwealth, completing his second term as mayor of Richmond where priorities have been investing in children and families, investing in affordable housing, and advocating for economic growth. Will focus on expanding opportunity, defending federal workers, strengthening schools.

www.levarstoney.com www.rva.gov/archive/stoney/about  



For Attorney General


Jay Jones – From Norfolk, earned bachelor’s degrees in history and government from William and Mary, earned a law degree from UVA, served as Assistant Attorney General in the office of Attorney General for Washington, D.C., served 2 terms in the Virginia House of Delegates, will prioritize lowering costs, holding corporate rulebreakers accountable, fostering growth and innovation, keeping Virginians safe and ensuring a fair justice system for all, protecting Virginians’ civil and constitutional rights, and ensuring the rights of women to make their own healthcare decisions.

www.jayjones.com


Shannon Taylor – From Charlottesville, earned a bachelor’s degree from UVA and law degree from U. of Richmond Law School, and served as prosecutor in the Commonwealth’s Attorney Office in Richmond, 3 years of private practice, elected to 3 terms as Commonwealth’s Attorney in Henrico Co., priorities are keeping Virginians safe and preventing gun violence, protecting the rights of women to make their own healthcare decisions, lowering costs for Virginians and protecting them from scams, growing Virginia’s economy and protecting the middle class, advocating for policies that remove systemic racism and discrimination from the criminal justice system and updating and strengthening laws pertaining to hate crimes and stalking, protecting due process for every individual.

https://shannontaylorva.com/  https://www.vpm.org/elections/


Please click on the links for details about these candidates, even if you have already voted.  


REMEMBER: THE LAST CHANCE TO VOTE IN THIS PRIMARY IS TUESDAY, JUNE 17, 2025





Bea Morris

VRTA Legislative Co-Chairperson

Email: beam1340@gmail.com


A NOTE TO VRTA FROM JEANNE CHENAULT


Dear VRTA Friends,


Thank you so much for the retirement well-wishes and for the many gifts and cards from around the state as you wished me well in retirement.  I was overwhelmed with your generosity.  I look forward to reading a few books and cards with advice, enjoying tea, honey and apple butter, and putting the gifts and cards to good use.


The VRTA bell is sitting in a prominent place in my living room, and it serves as a reminder of all my VRTA friends.  I’ve warned my husband that he may hear it ring to bring him in for lunch!!  By the way, it has a great sound.

 

As I look back on my years visiting you in Richmond and around the state, I want to extend my deep appreciation to you as you nurtured me and helped me grow in my career.  You asked me great questions that helped me learn more about benefits and the important role they play in the lives of our members and retirees.


Also, as I have visited VRTA units around the state, you have acted as my role models, demonstrating your positive support and contributions to improving and making a difference in your communities.  Using your example, I hope to do the same.


With your strong commitment and dedication, I look forward to VRTA’s continued growth.  Again, I am very grateful for your outpouring of warm wishes on my retirement and thank you for helping me learn to grow in my career.  I wish each of you all the best.


Sincerely,

Jeanne Chenult


(Jeanne has served many years as VRS Director of Public Relations.)


Important VRTA Dates to Remember


Monday, June 30, 2025: Annual VRTA report and VRTA Community service reports due (forms on vrta.us).


Monday, August 4, 2025: Deadline for submitting information for the Fall 2025 Newsletter. This will be the last printed/mailed newsletter.


Tuesday, September 16, and Wednesday, September 17, 2025: VRTA Fall Conference: at the Doubletree by Hilton in Midlothian, Virginia. (The Executive Committee will meet Monday, September 15, 2025.)