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January 2018
Title Notes E-News

Holiday Schedules, Office and Courthouse Closures
  • January 12: Courthouses will be closed for Lee-Jackson Day. Virginia Title Center will be closed for an all employee meeting.
  • January 15: Courthouses and Virginia Title Center will be closed for Martin Luther King, Jr. Day.
Please remember to allow additional days for title searches to be completed, and schedule closings accordingly.
Beat the Cold With the Virginia Title Center Team
as We Celebrate our New Main Office Location:

The Shoppes at West Village
3565 Electric Road, Suite J
Roanoke, VA 24018
(Courtyard Level)


12 Noon to 6:00 PM
Cocktails begin at 4:00 pm

Take a tour, visit our talented team, enjoy delicious hors d'oeuvres,
and enter to win $250 cash.
How to be a Better Leader in 2018!
by John Pettit

As we flip the calendar on another year, it's time to think about starting a new year, and what we can do better. For all of you leaders out there, that means becoming the best leader you can be. Click HERE to learn some ways you can be a better leader in 2018.

Here are additional articles related to Leadership you may enjoy: 
2018 Regulatory Changes Your Bank Should
Be Watching
by Sarah Lutz

As we so often do at the turn of a calendar year, we're taking a look at some of the regulatory changes that stand to have the biggest impact on the economy in general and community banks in particular in 2018.
  • The Promise and Effort of Friendlier Tax Legislation
  • A Leadership Change Timeline
  • Softer Regulatory Scrutiny
Click HERE to learn more.

Here are additional articles related to Community  Banks you may enjoy: 
David Stevens: Here's the MBA View on
GSE Reform
What to do about Fannie, Freddie, and even Ginnie
by David Stevens, President & CEO, MBA

I read with great interest [recently] various stories in the media that focused on House Financial Services Committee Chairman Jeb Hensarling's comments regarding the future of Fannie Mae and Freddie Mac.

These stories, along with those reporting that Sens. Bob Corker, R-Tenn. and Mark Warner, D-Virginia, have circulated GSE reform language to their Senate colleagues, gives me great hope that Congress is about to act on reforming the secondary mortgage market.

There is, however, one piece of the conversation that concerns me - the idea that the mortgage market could best be served by a system that entails revising the current charter of Ginnie Mae and allowing a new Ginnie Mae to apply its guarantee to private sector mortgages. Though an interesting concept, MBA and its members don't believe this would be the best approach.

Click HERE to read this article in its entirety.

Here are additional articles related to Mortgage Lending you may enjoy: 
Why SMB Lending Equals Smart Money
for Banks 
by Chance Castellucio

Growth remains a universal, timeless goal for financial institutions and many pursue loan growth to offset rising compliance costs and maintain profits. Yet those loans also undergo constant examiner scrutiny, meaning banks must employ prudent underwriting and review strategies.

That noted, one strategy works toward both a bank's growth goals and risk management requirements: lending to quality, small-to-medium sized businesses, or SMB lending.  Click HERE to learn more.
How to Worry Better
by Kristin Wong

As someone whose anxiety often keeps her up at night, I've never once thought that all that worrying could be good for me. If you tried to tell me otherwise, I'd probably just roll my eyes at you, then worry about hurting your feelings.

But hear me out, fellow worriers: I was wrong. Unsettling and fearful thoughts aren't always a bad thing. In a  study published earlier this year in Social & Personal Psychological Compass, the authors argue that worry can be "an emotional buffer by providing a desirable contrast to subsequent affective reactions." In other words, when we worry about something terrible happening, however unpleasant, it prepares us for whatever follows, making the situation seem not so bad.   Click HERE to learn more.

Here are additional articles related to Personal Development you may enjoy: 


**Remember to offer your borrowers Owner's Coverage on their most valuable investment. It's a one time premium with a lifetime of security. In addition, they will receive a reduced premium rate when they obtain it simultaneously with your Lender's Coverage.**

What Topics Are On Your Mind?

Virginia Title Center wants to provide you with pertinent information in future E-Blasts and Webinars. What questions are on your mind regarding the real estate and mortgage lending industry? What topics would you like addressed in future E-blasts?  Send Patti your thoughts.
Past issues of the Virginia Title Center E-News are archived on our website HERE
Patti L. Dickerson                                      

Give us a call and let us know how we can better serve you and your team!

Director of Operations & Marketing
Virginia Title Center, LLC
Integrity. Security. Excellence.


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