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March 2018
Title Notes E-News

Mindfulness: How Being Present Can Make You a Better Manager
Wharton School interview with Gretchen Steidle,
author of Leading From Within

Mindfulness: Defined as paying attention on purpose in the present moment, usually with a quality of curiosity or non-judgment.

Knowledge@Wharton: Do you believe that mindfulness can be transformational?

Steidle: Absolutely. Mindfulness goes so much further beyond the benefits to the self. Those benefits that science is increasingly defining for us make us better leaders and better change agents, so we're going to run more effective organizations, we're going to diagnose problems within and outside our institutions more effectively and with deeper understanding, and we're going to build relationships and create solutions that are going to be longer, more sustainable and more impactful in the long term.

Click HERE to read more, or to listen to the podcast as Gretchen Steidle discusses her book about boosting management performance by investing in mindfulness training.

"You lead better as a manager who approaches things from a place
of curiosity as opposed to judgment and blame."


Here are additional articles related to Professional Development you may enjoy: 
Banking expert Jeff Gerrish thinks
it's best when community bank board members put some personal funds
into bank ownership.
Should [community bank] Board Members Have "Skin in the Game"?
Aligning shareholders' interests with directors' interests
by Jeff Gerrish

Should board members be required to have skin in the game.  This is an issue that I believe every board must address, regardless of size and ownership structure.

As is usually the case, there is no one size fits all solution for all community banks. The discussion and ultimate result needs to be tailored to the specific needs and complexity of the organization. With that said, there are a few universal components to the discussion. Click HERE to learn more.

Here are additional articles related to Community Banks you may enjoy: 
Nationwide Adoption of Online Notarization
Just Took a Big Step Forward
by Ben Lane

One of the main things standing in the way of a fully digital mortgage in many states is the requirement for a notary to witness the signing of the mortgage closing documents.

Currently, only four states allow their notaries to perform online, remote notarizations, which allow borrowers to "sign" their mortgage documents from anywhere, via secure video conferencing.

But it appears that the push to take online notarization nationwide is about to take a huge step forward.   Click HERE to read on.

Here are additional articles related to the Mortgage Industry you may enjoy: 
10 Habits That Will Dramatically Improve Your Life
by Travis Bradberry

We have to be very careful in choosing our pursuits, because our habits make us. Cultivating the habits that follow will send you in the right direction. They'll help you to lead a more meaningful and fulfilling life, whereby you cultivate the best within yourself.

1. Stay away from people who erode your
    quality of life
 6. Get organized
2. No more phone, tablet, or computer in bed  7. Start a collection of the things that truly
     resonate with you
3. Appreciate the here and now  8. Do something that reminds you who you are
4. Realize that things aren't always as you
    perceive them to be
 9. Say no
5. Get started, even though you might fail 10. Stick to realistic goals

Your character is determined by your attitude and how you spend your time, and so is happiness. Stop chasing the things that you think will make you happy, and start realizing that your peace and happiness are entirely up to you. Read more about these 10 habits by clicking HERE.

Here are additional articles related to Personal  Development you may enjoy: 
Commercial Mortgage Originations Ended 2017 on a High Note
The level of commercial and multifamily mortgage originations during 2017 was up 15 percent from the previous year, according to the  Mortgage Bankers Association's (MBA) Quarterly Survey of Commercial/Multifamily Mortgage Bankers Originations . For the fourth quarter of 2017, originations were up by nine percent increase in originations over the third quarter and up by 10 percent from the fourth quarter of 2016. Click HERE to learn more.

CRE: Upbeat for 2018, Cautious for 2019
Commercial real estate outlook varies by type of property. Click HERE for a recap of recent research from regulators as well as real estate and banking industry trade groups.


**Remember to offer your borrowers Owner's Coverage on their most valuable investment. It's a one time premium with a lifetime of security. In addition, they will receive a reduced premium rate when they obtain it simultaneously with your Lender's Coverage.**

What Topics Are On Your Mind?

Virginia Title Center wants to provide you with pertinent information in future E-Blasts and Webinars. What questions are on your mind regarding the real estate and mortgage lending industry? What topics would you like addressed in future E-blasts?  Send Patti your thoughts.
Past issues of the Virginia Title Center E-News are archived on our website HERE
Patti L. Dickerson                                      

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Director of Operations & Marketing
Virginia Title Center, LLC
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