Karla, we appreciate your choice to be a member!

Protect Yourself with Ultimate Checking

Identity theft is a real headache and can happen to anyone, causing financial and personal havoc that takes time and money to repair.


But don't worry! This is where Ultimate Checking has your back with ID theft protection, including credit monitoring and expense coverage.


It's your financial identity's bodyguard, giving you peace of mind.

Get the details on this benefit and more >>

Lock in Your Rate with a Share Certificate

Check out our special rate on our 6-month Share Certificate:

4.59% APY*


*APY = Annual Percentage Yield. APY is accurate as of October 1, 2024. The minimum balance to earn the advertised APY is $25,000 and $500 for all other Certificate terms. A penalty will be imposed for early withdrawal. Rates are subject to change without notice.

Check out all of our certificate rates >>

Spirit Rewards Checking Pays

Our members with Spirit Rewards Checking just did something incredible! Simply by using their debit cards for everyday purchases, they raised over $2,700 for the Boerne Education Foundation.


Want to be a part of this? You can earn unlimited cash back for the Foundation too! Click the button below to find out how!

Catch the spirit >>

Unlock Your Home's Potential with a Home Equity Line of Credit

Ready to make your home work for you?


A Home Equity Line of Credit, or HELOC, can turn your dreams into reality. Use it for that new pool, kitchen upgrade, or even to pay off high-interest debt. With lower rates than most credit cards, a HELOC gives you the flexibility to improve your home and finances.


Best of all, we just reduced our HELOC rates, so let's unlock your home's potential together!

Get started >>
Mastercard Priceless Surprises

From now through the end of the year, you can earn entries from eligible purchases to win a grand prize trip or a first prize Mastercard Prepaid card when you use your United Texas Credit Union Mastercard. One grand prize winner will get a four-night trip for two to one of 14 exciting destinations!

All the details >>

Purchase Your Next Home with as Little as 1% Down

Home prices got you down? Don't worry, with ONE+, from UTXCU and powered by Rocket Mortgage, we offer a way to help you become a homeowner without breaking the bank. You put down 1% and our partner lender will cover the other 2%. It's that simple!


This option is available for first-time and repeat buyers within income limits. Let's make your homeownership dreams come true!

Contact us to take the first step >>

Five Ways to Pay a Loan Off Early

Are you struggling with loan debt? We've got smart tricks to help! These simple techniques can help you pay off mortgages, car loans, and credit card balances faster, without breaking your budget. You'll save on interest and free up more cash each month.


Ready to become debt-free sooner? Let's explore how to take control of your finances!

Get some suggestions here >>

2025 UTXCU Scholarship Program

Are you related to a graduating high school senior? They could win a UTXCU College Scholarship! At next year's Annual Meeting, we will award four renewable scholarships of up to $4,000 each. The application deadline is Friday, November 1, 2024, so get started ASAP!

Apply today >>

Financial Tip

Do you have unauthorized transactions on your credit card? Report them to us immediately. We can freeze your account and issue a new card, which helps to prevent further fraud and protect your credit score.

Contact us >>
What Members are Saying...

"Gordon was very helpful and efficient in helping me with my auto loan. He made the process so much easier than financing directly with the dealership. I recommend reaching out to Gordon with all your auto financing needs!


Kati C., member since 2016

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