As the year comes to a close, all of us at West Virginia Bankers Title want to express our warmest holiday wishes to our valued clients, partners and community. We hope this holiday season brings joy, rest and memorable moments with the people who matter most. 

Thank you for trusting us to be a part of your journey this year. We’re excited for all that 2026 will bring. 

Best regards,

Rachel Showalter, Agency Operations Manager

Generative AI can be incredibly helpful—but it’s not always right. This article argues that the safest way to use these tools is to treat them like a bright but unhinged intern: assume answers are drafts, verify anything important, and encourage the model to challenge its own ideas. By adding a little healthy friction and choosing the right “specialist” model for each task, users can get better results.

New recommendations could make reverse mortgages more accessible for seniors. The Mortgage Bankers Association is urging HUD to lower upfront costs, increase usable equity and simplify the process with modern appraisals and flexible counseling. If adopted, these changes could make reverse mortgages cheaper, faster, and easier to navigate in 2026.

The holidays can be a stressful time for everyone. Not only are end-of-year work deadlines approaching quickly, but there are also more family responsibilities during the holidays. We all know that balance can be really difficult. This article offers helpful tips for managing holiday stress, including setting a timer for tasks and giving yourself time to reset. 

Is the American Dream slipping farther and farther out of reach for young Americans? New surveys say yes, with the average age of first-time homebuyers reaching a new peak of 40. This is a big issue for the industry, but what can be done to change that? Read this story from the NAR about how they are prioritizing affordability.