Roses are red, violets are blue, we love being a resource for you! 

It’s Black History Month, and Valentine’s, too–

We value the growth and bonds built with you.

February is all about nurturing relationships. Whether we are honoring the legacy of Black pioneers in our industry or strengthening the partnerships we share today, staying informed is the best way to lead with confidence. By staying on top of market shifts, you can better guide your clients and ensure long-term loyalty and success.

We hope you feel the love this month!

Best regards,

Rachel Showalter, Agency Operations Manager

The mortgage industry’s outdated "point-and-click" software is creating unnecessary stress and errors that basic AI cannot fix, according to Sun West Mortgage CEO Pavan Agarwal. He argues that the industry must shift to "transactional AI"—systems that understand a user’s goals rather than making them hunt through endless menus. By focusing on intent and accuracy, this shift could make getting a loan faster and more reliable. Get a clear breakdown of the proposed tech evolution here.

Reverse mortgages could become more affordable for seniors under new proposals to reduce upfront fees and simplify the application process. The Mortgage Bankers Association is urging HUD to lower insurance costs, expand access to usable equity and modernize appraisal and counseling rules. 

Real estate professionals can now sharpen their stage presence through the Industry Speaks Academy, a new platform founded by industry leader Michelle Berman-Mikel. The academy offers personalized coaching, peer feedback and specialized training modules to help agents and executives command a room and grow their personal brands. Learn more about the platform here.

West Virginia homeowners are facing more expensive escrow payments. The "hidden" costs of taxes and insurance have surged 32% since 2019. New data shows that these costs now account for a quarter of the average monthly mortgage payment in the state, creating unexpected financial strain for many households. If this trend continues, understanding these rising costs will be essential for maintaining home affordability through 2026. Learn more here.