What's New This Month

Let's raise a glass to a fresh start as we embark on a new year filled with fresh opportunities and renewed energy. Our WVBT team is committed to supporting you – our valued lenders, bankers, real estate agents and attorneys – in achieving your goals.


With a focus on integrity, security and excellence, we're here to help streamline your closing processes, enhance client communication and provide peace of mind. Let's work together to make 2025 the most successful year yet!


Best regards,


Rachel Showalter, Agency Operations Manager of West Virginia Bankers Title

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Homebuyer Demand Rebounds After Election

Election jitters are over, and homebuyers are back in action! Mortgage rates have eased slightly, and demand is picking up, with more home tours and loan applications. While rates are still high, buyers seem to be accepting the current market. Inventory is rising, but slowly. Home sales are taking a bit longer, but overall, the market is showing signs of stabilization.

Sellers Recognize the Value of Full-Service Agents


A new survey found that 76% of recent sellers chose full-service agents, valuing their expertise despite concerns about costs. While sellers are open to some cost-cutting measures, they overwhelmingly trust agents to navigate the complex market and maximize their returns. Cash buyers and iBuyers? Not so much – many sellers view them with suspicion.

10 Housing Hot Spots for 2025

The 2025 housing market is set for a comeback, with boosted home sales and moderate price growth. NAR's economists reveal ten hot spot cities like Charlotte and Kansas City, driven by strong job growth, affordability and migration trends. Curious about the other top picks and what fuels their rise? Check out the full article for the complete list and insights!

Innovation

Homeowners are exploring new ways to tap into their home equity. Instead of traditional loans, which can be complex and come with risks, innovative financial solutions like Home Equity Agreements (HEAs) offer upfront cash in exchange for a share of future home value growth. This can unlock funds for renovations, debt reduction or investments, often with fewer restrictions than loans.

WiFi Optimization: A Homeowner's Guide
How AI is Helping Stop Email Scams
Industrial Real Estate Enters New Era of Smart Growth

Mortgage Trends

The Federal Reserve eased its foot off the brake, cutting interest rates slightly while hinting at a more cautious approach in the future.  Inflation's stubbornness has forced the Fed to revise its plans, with fewer rate cuts expected next year.  The focus now shifts to taming inflation and maintaining a healthy job market, determining the pace of future interest rate adjustments.  

Are Homebuyers Getting Used to Higher Mortgage Rates?
Mortgage Rates Ease Slighting as More Buyers Rush In
Freddie Mac: Residential Mortgage Rates Rise

Professional Development

True leadership isn’t always about charging ahead—sometimes it’s about stepping back to follow. Leading from behind fosters trust, empowers others and builds lasting teamwork. With examples from business to family dynamics, this article reveals the art of pacing your leadership and aligning with your team. Discover how patience and thoughtful guidance can foster stronger connections.

Marketers Target LLMs to Influence Brand Perception
Gen Z Influencer on Building Authentic Relationships
'Show, Don't Tell' Marketing Speaks to Prospective Tenants

Market Highlights

The 2025 housing market is showing signs of stabilization, but it's not without its challenges. While more homes are coming onto the market and mortgage rates may see some modest declines, affordability remains a key concern for many buyers.  This article provides key insights for both buyers and sellers in this evolving market.

Can the Housing Market Weather the Fed's Storm?
What Rising Inventory Means for the 2025 Housing Market
How Soon Will Builders Meet the Nation's Inventory Shortage?

Embrace Winter Wonder at West Virginia State Park Lodges

Dreaming of a cozy winter escape? West Virginia State Park Lodges offer the perfect blend of comfort and adventure. Whether you're an adrenaline junkie craving snowmobiling thrills at Chief Logan or someone who prefers tranquility on a snowshoe hike at Pipestem, there's something for everyone.


Enjoy stunning scenery at Blackwater Falls, relax with a luxurious spa treatment at Cacapon Resort or savor delicious meals at Stonewall Resort. Each lodge offers unique charm, ensuring a memorable winter getaway in the heart of Almost Heaven.

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