What's New This Month

March has arrived, bringing with it the much-anticipated Spring Market. For many of us, this season represents more than just a change in the weather; it’s the start of our busiest chapter. As the housing inventory begins to thaw and more clients look to make a move, staying agile and informed is the key to helping your clients cross the finish line. 


This month, we also celebrate Women’s History Month. We are proud to honor the inspiring women across West Virginia and in our own industry who have made and continue to make history.


Let’s make this season one for the record books!


Best regards,

Rachel Showalter, Agency Operations Manager

Fact Sheet: FinCEN Issues Final Rule

The new FinCEN Residential Real Estate Rule, effective this month, requires increased reporting for non-financed real estate transfers to combat money laundering. From identifying high-risk "covered" transactions to reporting beneficial owners, this fact sheet has all the info you need to navigate these new transparency requirements and keep your deals compliant.

The History of Women and Mortgages

In honor of Women’s History Month, explore the pivotal laws and leaders that transformed women’s roles in the housing market. It’s been a long road to financial independence for women, who were often denied mortgages without a male co-signer until the 1974 Equal Credit Opportunity Act. Despite early barriers, women now head a significant portion of homebuying households, proving that access to credit is a cornerstone of equality.

What the Stock Market is Saying About the Housing Market

The stock market is flashing a "downer" signal for housing as weak earnings from giants like Lowe’s and Home Depot suggest a flat year ahead. Despite mortgage rates dipping to 6%, high prices and the "lock-in effect" continue to stall sales and new construction. Current trends in builder stocks and retail guidance point to a cautious 2026 outlook—get the full economic forecast here.

Innovation

While AI is accelerating transaction speeds, eXp Realty CEO Leo Pareja argues that professional expertise is becoming more valuable, not less. He views AI as a powerful "accelerant" for tasks like lead generation, but maintains that consumers still need agents to act as "Sherpas" through the complex moving process. Pareja also highlights the transparency of the U.S. MLS system as a critical competitive advantage that must be protected as technology evolves. Read more on why the human element remains essential to the future of real estate here.

Mortgage Trends

During the 2026 State of the Union Address, President Donald Trump stressed his goal of making housing more affordable without lowering home values and noted that interest rates have fallen since he took office, about a year ago. However, his plans have sparked skepticism, as experts question whether homes can truly become more affordable without prices adjusting. Learn more about what his address means for the real estate industry here.

Professional Development

In our business, we need partnerships, but unfortunately, not all of them work out. Avoid costly missteps by asking the four critical questions that expose misaligned goals and hidden risks. Drawing on hard-won lessons from failed collaborations, this guide reveals why a partner’s funding model, industry track record, team structure and five-year roadmap are the ultimate indicators of long-term success and help you understand who you’re getting into business with.

Market Highlights

The Federal Reserve is rethinking strict post-2008 regulations that caused the bank-held mortgage market to plummet from 70% to just 30%. By lowering the massive cash reserves currently required for low-risk loans, the Fed aims to bring traditional banks back into the game and spark more competition. This shift could make home loans more accessible and affordable for everyday borrowers. Read more here.

Celebrating West Virginia Women

As we celebrate Women’s History Month, our team is proud to honor the incredible women who have shaped the history, culture and progress of the Mountain State. 


Drawing from the archives of the West Virginia Encyclopedia, we want to highlight just a few of the trailblazers who call our state home:


  • Katherine Johnson (White Sulphur Springs): A brilliant NASA mathematician whose calculations were critical to the success of the first U.S. manned spaceflights and the Apollo 11 moon landing.
  • Mildred Mitchell-Bateman (Charleston): A pioneer in mental health care, she became the first Black woman in West Virginia to hold a high-level state administrative position as the Director of the Department of Mental Health.
  • Pearl S. Buck (Pocahontas County): An acclaimed author and the first American woman to win the Nobel Prize for Literature (1938), recognized for her rich descriptions of peasant life in China and her humanitarian efforts.
  • Mary Lou Retton (Fairmont): A legendary gymnast who made history at the 1984 Olympics as the first American woman to win an individual gold medal in gymnastics.


We invite you to join us in celebrating the past, present and future achievements of women in our local communities and across the state.


Happy Women’s History Month from all of us at West Virginia Bankers Title!