July 2024 QuickNote

*All loan financing is based on credit qualifications. Offer applicable to new money only. Other restrictions may apply. Please see the credit union for full details and disclosure. Offer subject to end without notice. Equal Housing Opportunity. Federally Insured by the NCUA. 

Credit Cards for Summer Fun

Using your credit card to pay for your summer fun and travel is a safer way to pay. Credit cards give a little extra protection if you encounter problems along the way and need to dispute any charges.

Apply today for a QOCU MasterCard Credit Card and enjoy these benefits:

• NO annual fee.
• NO balance transfer fee.*
• NO charge for a cash advance.
• Fixed interest rate as low as 10.99% APR.*
• 25-day interest-free grace period on purchases.
• Payments are only 4% of your balance each month or a minimum of $10.00 per month.

Need a Quaker Oats Credit Card? Apply online today!

*Annual Percentage Rate. Credit Card offered with approved credit. Not all members will qualify. No balance transfer fee when doing a cash advance using a Quaker Oats Credit Union Mastercard. 

Storm Damage on Collateral

In the unfortunate event of storm damage to a vehicle serving as collateral and subsequent issuance of an insurance check for repairs, we kindly request verification of repair from a certified body shop. This step ensures that we can endorse the check promptly. Failure to provide proof of repair will result in the allocation of funds toward reducing the outstanding loan balance.

Getting a new automobile or motorcycle

is easy with our loan special!

5.75% APR*

60-month

*Annual Percentage Rate. All loan financing is based upon credit qualifications. Offer applicable to new money only. Other restrictions may apply. Please see credit union for full details and disclosure. Equal Housing Opportunity. Federally Insured by the NCUA to at least $250,000.

Teen Accounts 

Like many parents, you may have opened a savings account for your child when he or she was a baby. If you've been teaching them money management skills and they have shown financial responsibility, then, when they become teenagers, a checking account with a debit card can be a great next step.

Quaker Oats Credit Union is excited to offer our members an exclusive discount on Adventureland tickets. Members save over 40% on gate admission ticket pricing, which is over $130 in savings for a family of 4!

Here’s how to snag your discounted tickets:

• Visit this specific URL: You MUST visit this specific URL, or the discount code will not work.
• Promo code: Enter the code CREDITUNION in all caps.
• Bulk purchase: Members can purchase up to 14 tickets at one time. If you need to purchase more than 14 tickets, you will need to start another transaction.
• Ticket pricing: Enjoy a special rate of $37.99 + tax, with an additional $4 processing fee per ticket. The processing fee will not exceed $15.

Easy Ticket Access:

• Direct email: Tickets will be emailed directly to you post-purchase. You can either print them out or present them on your phone at the park.
• Flexible dates: Tickets can be used any day, but be aware that special event days may incur extra fees.

Important Reminders:

• Parking fees: You can pre-pay while purchasing your tickets or pay for parking on the day of your visit.
• Cashless payments: The park is cashless, so be sure to carry your credit card or debit card.

Contact us today to start pursuing your DREAM HOME!

Be sure to ask Dawn about the FREE Rent versus Own analysis.

Dawn Saterfield, Mortgage Specialist

DawnS@PremierLA.org 

Office: (515) 867-2716

Cell: (319) 430-7282

Student Loans

Quaker Oats Credit Union is thrilled to collaborate with ISL Education Lending, providing private loans to support your college expenses and the refinancing of existing student loans. ISL Education Lending, a nonprofit entity with extensive experience in student financing, offers competitively priced loans.*

ISL Education Lending features include:

• Financing options tailored for college students.
• A borrowing solution designed for parents and family members supporting college students.
• Various options for refinancing student loans.

Pet Health Insurance

Exciting update for pet parents! Quaker Oats Credit Union now provides exclusive discounts on ASPCA Pet Health Insurance for your beloved companions. This coverage extends to accidents and even hereditary conditions. Plus, the claims process is effortless, and reimbursements are conveniently deposited directly into your account. Don't miss out – secure your personalized rate quote today!

Best Practices – Don’t Be a Victim

• Get your mail on time. If you are on vacation, ask for a friend or neighbor to pick it up for you. You can also have it held at your local post office. 
• Read refund and return policies prior to making an online purchase.
• Continually monitor your credit /debit card transactions to increase the chance of spotting unauthorized purchases or withdrawals. 
• If you receive a text or email that looks suspicious, do not click on links or respond to it in any way. If you are concerned your account is compromised, check with your credit union using the contact information found on your financial institution’s website. 
• Watch what you share on your social media profiles to avoid potential romance scams. 
• Secure your personal information. Before providing any personal information, such as your date of birth, Social Security number, account numbers, and passwords, be sure the website is secure. 
• Do not open emails from people you don’t know. If you are unsure whether an email you received is legitimate, try contacting the sender directly via other means. 
•  Resist pressure. Legitimate companies and charities will be happy to give you time to make a decision. It’s probably a scam if they demand that you act immediately or won’t take “no” for an answer

Dates to Remember

Thursday, July 4th

Closed for Independence Day

Monday, September 2nd

Closed for Memorial Day

Remember, even when we're closed, we're still open. Access your account information 24/7 with QOCU Mobile App or Online Banking!