As a result of the current COVID-19 situation we are offering the following solutions to help you weather the storm and more easily access the funds in your accounts.

These options include:

Members 1 st Loan: Amounts up to $2,000 at 1 .00% APR * with no payments for 1 00 days. Funds can be deposited in your account within 24 hours. Apply here or through our Mobile Banking app. 

Skip-A-Pay: Skip up to two consecutive months of payments free of charge! Many of our loans are eligible for this program. Simply complete and return the form linked below or email your request to .  You may access the form here .   

Increasing Your Daily ATM Cash Limit: ATM cash withdrawal limits are currently set at $500 per day. If you would like your limit temporarily increased to $1,500 (through June 30 th ) , please call us at 763-404-7600.

Mobile Check Deposit: : Deposit your checks for free from your mobile device using the Financial One mobile check deposit app. Click here to access the Mobile Deposit App for Apple . Click here to access the Mobile Deposit App for Android.

Extended Night-Drop Service : Night-Drop boxes are located in the first drive-thru lane at each branch location. Financial One will be processing Night-Drop transactions as they are received during regular business hours. Deposits made after business hours will be processed the next morning when business hours resume.

Free Pay by Phone: You can now make a payment by phone free of charge. To make a payment simply call us at 763-404-7600.

Small Business Disaster Loans: Issued directly from SBA’s Office of Disaster Assistance , up to $2 million. For questions regarding this program please email .

We’re here for you during any emergency situation you may be facing.
Please don't hesitate to reach out if you need help.

* Annual Percentage Rate. Payment Example: $2,000 loan amount for 25 months at 1.00% APR equals 25 monthly payments of $80.88. Members 1st Loan available to those impacted by natural disasters, work stoppages, and pandemics. Other disruptive events may also be considered. All loans subject to our lending policies. Certain restrictions may apply. Not all members will qualify.