We are becoming Route 31 Credit Union!

Muskegon Co-op FCU is excited to share that effective August 15, 2022 we will be known as Route 31 Credit Union!

Our mission:

Route 31 Credit Union goes the extra mile to help members of our community achieve success through life’s financial twists and turns.

Find your path forward with Route 31 Credit Union

We decided to change our name to give us a fresh new look and create a name that better reflects the community and members we serve.

Our name will change and our signs will change, but we will still be the same great community financial institution you trust, providing the service you love. We have 73 years of serving our members and our community along the lakeshore, and we will continue to provide exceptional member service and great rates.

This is a name change only and will not affect your accounts. In the near future, you will see changes in signage, printed materials, and the look and feel of Route 31 Credit Union. 

If you have any questions, please stop by or call 231.726.4871.

Learn More at Route31CU.com

Need a new ride? 

We're here to help! 

We offer Loan rates as low as 3.49% APR

Apply online, in person or give us a call at 231-726-4871

Apply Today!

Payroll Cards - Not As Advertised

Many of us have heard of payroll cards, some of us have used them. This is a card with many hidden tricks to nickel and dime you for all the extra money you have. 

Click Here to Learn More

Get to Know Our New Employees! 



Marquishia joins us as a part time teller at the Terrace location, Marquishia graduated from Muskegon High School and continued studies at Lansing Community College. She has over 10+ years of experience in customer service and money management.


Loan Clerk  

Caleb Joins us as a part time loan clerk at the Terrace location. Caleb graduated from Spring Lake High School and has a BA in Russian Studies from the University of Michigan, as well as almost 10 years’ experience in customer service.



Jayla joins us as a part-time teller at our Laketon office. Jayla graduated from Muskegon High School and is currently attending Muskegon Community College. She will receive her Associates Degree in Science & Arts in the spring of 2023. She has 2 years of customer service experience.


Marketing intern

Mark joins us as a full-time marketing intern at our Terrace location. Mark graduated from Mona Shores High School and is currently studying sales at Central Michigan University. He most notably works on social media for the sales fraternity Pi Sigma Epsilon and will bring his talents here to update and work on our social media.

We are now on LinkedIn & Instagram 

Our credit union is growing so why not expand on social media too! We decided to join Instagram and to serve a larger audience so you can stay up to date with us on all platforms! Check out the link below

Muskegon Co-Op Federal Credit Union (@muskegoncoopfcu)

Muskegon Co-op FCU wants to reward our members for saving more of their hard-earned money, and we can’t think of a better way than with more cash. When you participate in Save to Win, every time you make a savings deposit of just $25, you’ll be entered in the monthly and quarterly prize drawings – and best of all, it’s freeClick Here to Learn More.

Winners! - 

Cindy Green, Shannon Brown, Cecil Douglas

Holiday Closings

Hours & Locations

Love My Credit Union Rewards

Muskegon Co-op FCU | 231-726-4871 | muskegoncoop.com

715 Terrace Street, Suite 101, Muskegon, MI 49440

& 1920 E. Laketon, Muskegon, MI 49442

NMLS #472323

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