A Quarter Millennium

This Fourth of July, the United States turned 250. Two and a half centuries of generation-spanning decisions, made without ever knowing how things would turn out.

It's easy to forget how much patience it takes to build something lasting. Our nation's founders planted seeds that they'd never see grow. So did the generations after them, each one adding to something they trusted others would carry forward.

The most meaningful things tend to take shape slowly, long after the people who started them are gone. A country, like anything built to last, isn't the work of a single lifetime. It's built by people willing to begin something that they might not be around to finish.

Spotlight

Austyn Whittenburg, CFP® spent the week at the LPL Financial Advisor Summit surrounded by brilliant people, and somehow also squeezed in the Harry Potter Studio Tour, the Natural History Museum, and Kensington Palace. Not a bad office for a few days!

One of the best moments was hearing Suneel Gupta talk about energy management. Simple but powerful:

- Short breaks aren't laziness, they're strategy (the 55:5 principle)

- The energy you arrive with shapes the energy others leave with

- Never worry alone. The happiest people both offer help and ask for it

- Action leads to courage, not the other way around

Austyn came home with a full notebook and a lot to think about.

Video

Receiving an inheritance often comes with a mix of emotions and immediate pressure. Our most important advice? Slow down. In this video, we recommend waiting at least six months before making any major financial pivots.

We walk through the essential steps for managing new assets, from understanding the tax implications of IRAs and real estate to defining a clear purpose for the funds. At Weave Wealth, we help you coordinate these complex pieces so your inheritance supports your long-term goals and honors the legacy of those who left it to you.

Watch Video

Articles

Fuller, Not Busier: Being Spontaneous in Retirement

Ask any happy retiree what they love most about this stage of life, and you’ll rarely hear them talk about their daily routine. They’ll talk about the Tuesday afternoon they drove three hours to see an old friend, the impromptu dinner with neighbors who texted at 5 p.m., or...

Connect With Us

Our Company | Contact Us | FAQs | Privacy Policy

Securities offered through LPL Financial, Member FINRA/SIPC. Investment advice offered through Stratos Wealth Partners, a registered investment advisor. Stratos Wealth Partners and Weave Wealth Partners are separate entities from LPL Financial.

*All investing involves risk including loss of principal. No strategy assures success or protects against loss. Rebalancing a portfolio may cause investors to incur tax liabilities and/or transaction costs and does not assure a profit or protect against a loss.

A Roth IRA conversion - sometimes called a backdoor Roth strategy - is a way to contribute to a Roth IRA when income exceeds standard limits. The converted amount is treated as taxable income and may affect your tax bracket. Federal, state, and local taxes may apply. If you're required to take a minimum distribution in the year of conversion, it must be completed before converting.

To qualify for tax-free withdrawals, you must generally be age 59½ and hold the converted funds in the Roth IRA for at least five years. Each conversion has its own five-year period, and early withdrawals may be subject to a 10% penalty unless an exception applies. Income limits still apply for future direct Roth IRA contributions.

This material is for informational purposes only and does not constitute tax, legal, or investment advice. Please consult a qualified tax professional regarding your individual circumstances.