You've Changed. Your Financial Habits Should Too.

You’ve advanced in your life and career, but some old financial habits may still linger. Let’s take stock of those, especially the ones that no longer serve your current situation. Here are a few examples: 

• Treating all debt as bad, even when strategic borrowing could be smart.
• Managing your own investments despite a packed schedule. 
• Over-insuring for small risks while leaving bigger exposures unaddressed.
• Not investing in conveniences that improve your quality of life.
• Viewing generosity as an afterthought, instead of giving with intentionality.
  

These behaviors often stem from past feelings of stress or insecurity, but conditions change, and so should your approach. Be willing to question your viewpoints and make small, intentional adjustments as time goes on.

Rick blends his CPA and auditing background with his role as Partner and Private Wealth Advisor, making complex financial ideas easier to understand. He values building relationships, guiding clients through key decisions, and sees money as a tool to create lasting memories. Away from work, he stays active with his wife and three daughters, enjoys outdoor adventures, and gives back through community service.

In this video, Austyn shares the three major advantages a family trust can offer in the estate planning process:

1. More control over how and when assets are distributed
2. Greater privacy and quicker distribution by avoiding probate
3. Potential estate tax savings

Whether you’re planning ahead for your family’s future or simply curious about how trusts work, this video will give you a clear overview of why a family trust might be worth considering.

Retiree Viewing Guide: Shows Worth Your Time

Retirement often opens up something many of us didn’t have before…time. And more retirees are treating their screen time with the same care they give to travel plans or reading lists.

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