Coming Soon:

Simplified Asset Care Application Process

Beginning Oct. 6, 2025, Flex for Asset Care will be available in more than 35 states^♦ on all business submitted electronically — whether through the OneAmerica Financial^® producer portal (OneSource Online) or your organization’s eApp platform.

• Faster decisions – Enhanced straight-through processing keeps simple cases moving, while underwriters focus on more complex ones – with some cases eligible for same-day approval
• Enhanced process without an interview – Fluidless underwriting no longer requires phone interviews to complete the Part 2 medical questions, speeding up applications.
• Smarter applications – Reflexive medical questions reduce unnecessary follow-ups, while real-time ID verification catches errors early.
• Automated ordering – Paramed exams and labs are triggered automatically when necessary, avoiding duplication and delays.
• Streamlined signatures – E-signature enhancements make the process smoother, especially for joint applicants.
• Upgraded cognitive testing – The Enhanced Mental Skills Test (EMST) provides a more reliable measure during both fluidless and full underwriting.

IUL Express: Forged with Purpose

Indexed Universal Life Express was the first of its kind, setting a standard that others still chase. That’s no accident. It was forged with purpose — to give clients powerful protection, long-term flexibility and smart growth potential.

Life Insurance Awareness Month Resources

Indexed universal life (IUL) insurance offers a unique combination of benefits for financial protection and accumulation potential. Use our resources to reach out to new clients and prospects on all the advantages of life insurance. Please click below to access.

Utilize Our New Life Insurance Resources

September is Life Insurance Awareness Month (LIAM), and there's still plenty of time to help share the importance of life insurance with your clients. Utilize our brand-new resources, including updated social media content, a revamped marketing guide, and more to keep the momentum going.

Will Group Long-Term Disability Be Enough?

With open enrollment season ready to begin, now is a great time for Financial Professionals to talk to clients about the possible limitations of the Group Long-Term Disability (GLTD) provided by their employers. To help Financial Professionals, we’ve created a GLTD infographic flyer.

If your client has an existing Legal & General Banner Life policy written in the last 48 months, be on the lookout for an email from your case manager. It will include:

• Quotes for the eligible term lengths
• The guaranteed exchange form
• A client letter template to help gauge interest

This is a great opportunity to reconnect with clients and restart coverage for a longer duration.

More Coverage. More Commissions.

For more information, please contact: Crystal Fletcher, Case Manager

cfletcher@amgida.com | 706-995-5051