June 2019
Issue No. 104

“Candy is nature’s way of making up for Mondays.”

“The only thing better than a friend is a friend with a bag of M&Ms.”

Is that what candy is—something to brighten a dull day
or add to an already good thing?

June is National Candy Month! So we are devoting our issue of Well Now to this toothsome reality. You might ask, “Why candy?” and you also might justly accuse us of choosing a topic that is counter to our professed focus on wellness, especially since we focused on diabetes last month!

The fact is that candy is everywhere in our sugar-saturated world, where the average daily intake of sugar is two-and-a-half times what it should be (see our May issue). So, it’s worthwhile to take a look and understand one of the contributing realities - candy. Further, candy is just plain interesting. And finally, since it is ubiquitous and will not go away, we might be able to suggest some ways to avoid excess while still enjoying it.

Our article, “The inevitability of candy,” reflects on the varieties and prevalence of candy. The article “A little at a time” asks you to think about smaller portions of your favorite treats. Since one of candy’s unintended consequences is tooth decay, it seems especially appropriate that our insurance emphasis should be on dental coverage. You will also find our regular humor feature and a brainteaser.

So, as you enter the summer season, may you have blue skies and warm breezes. And when you are at the beach or on a family trip and you want to “sweeten” your vacation activity, go easy on the candy.
The inevitability of candy
A little internet searching will show you that Snickers often lands close to or at the top of the world’s favorite candy bars. 

And by the way, Reese’s Peanut Butter Cups, 3 Musketeers, KitKats, Butterfingers, and Mounds are on most of the lists too, as are M&Ms, Almond Joy, and Nestle Crunch, though the granddaddy of chocolate, the Hershey Bar, does not make all the lists and never rises to number one. Almost all of the bars on the lists are produced by two American companies, Mars and Hershey.

Dental insurance
emphasizes prevention

Most insurance policies pay benefits after the problem has occurred. Dental insurance is designed to prevent problems or keep them from getting worse. For instance, medical insurance begins paying only after a certain deductible is met. Dental insurance, on the other hand, starts reimbursing you when the treatment begins and continues to a certain limit. This encourages you to get preventative care because it is paid for up front.

Indulge your sweet tooth
a little at a time

Let’s say you cannot live in a world without sweets. You have an insistent sweet tooth and must have some candy. And you don’t want the sugar-free kind. So, the question is, do you have the discipline to eat only small portions? Here are some “small” candies that might satisfy your sweet tooth without overdosing you on sugar or fat. Each portion has about 50 calories.

The origins and history of sugar
Each of the clues below describes a name of a candy. Can you name that candy? Example: “Earth's neighbor” would be Mars or “galaxy” would be a Milky Way.

1. Quiet giggles from the back of the room
2. Infant child of The Sultan of Swat
3. Cow juice / cowboy clothes
4. Baby chick chirps
5. Male parental unit that plays guitar
6. Sign of affection
7. Favorite day for working people
8. Can't hold on to anything
9. Famous swashbuckling trio
10. Sun explosions

How many candy wrappers

A candy shop lets children exchange three chocolate wrappers for a brand-new chocolate. Oliver is walking around town collecting chocolate wrappers from people. What is the least amount of wrappers he must collect from people in order to eat 10 chocolates?
Slacker Challenge

Just been to the gym and there’s a new machine. Only used it for an hour as I started to feel sick. It’s good though, it does everything — KitKats, Mars bars, Snickers and M&Ms!

Daily Balance

There are four basic food groups: dark chocolate, white chocolate, milk chocolate, and chocolate milk.

Sloppy Seconds

An old man and a young man worked in offices next to each other. The young man noticed that the older man always had a bowl of peanuts on his desk. The young man loved peanuts. One day while the older man was away from his desk, the young man couldn't resist and went to the old man's office and ate over half the peanuts. When the old man returned, the young man felt guilty and confessed. The old man responded, "That's okay. Ever since I lost my teeth all I can do is lick the chocolate off and save the peanuts."
For your long-term care needs
Brethren Insurance Services offers Long-Term Care Insurance all through the year.
If you're interested in purchasing coverage, you should know that eligibility for benefits is determined by the inability to meet at least two of these six activities of daily living bathing, eating, dressing, toileting, continence, or transferring. Cognitive impairment can also trigger benefits.
It's difficult to think about the fact that a debilitating condition or a disabling injury might leave you unable to care for yourself, or that when you reach your twilight years, the time will come when you will need some extra care. Long-term care insurance makes sure that you will get the care you need. It helps assure that the cost of your custodial care will not eat up your savings. Finally, and this is one of the best things about LTCI, it can help protect your children and other relatives from having to use their resources to care for you.
Brethren Insurance Services offers Long-Term Care Insurance for all members and employees of the Church of the Brethren and their family and friends; and also for employees of Church of the Brethren-affiliated agencies, organizations, colleges, and retirement communities and their families and friends.
If you are interested in obtaining this coverage, contact Brethren Insurance Services at  insurance@cobbt.org  or 800-746-1505 for a free, no-obligation proposal.
About us
Insurance Logo
Church of the Brethren Insurance Services provides the following products - dental, vision, basic life and accidental death & dismemberment, supplemental life and AD&D, dependent life and AD&D, long-term disability, short-term disability, accident insurance, and Medicare supplement for eligible Church of the Brethren employees.
Dental, vision, and Medicare supplement coverage may also be available for eligible retired Church of the Brethren employees.
For eligibility information, call Connie Sandman at 800-746-1505, ext. 3366, or contact your human resources representative.
Medical and ancillary plans (named above) may be available to Brethren-affiliated employer groups.
Long-Term Care Insurance is available for all members of the Church of the Brethren, their family and friends, and employees of Church of the Brethren-affiliated agencies, organizations, colleges, and retirement communities.  
A not-for-profit ministry of
Church of the Brethren Benefit Trust Inc.

Contact Us 
1505 Dundee Ave
Elgin, IL 60120