Much like a defensive driver takes precautions to reduce the odds of colliding with a deer, consumers need to apply defensive tactics to minimize damage caused by fraud. 

Whether or not you or a family member have been a victim of identity fraud, this article contains precautions to protect personal and financial data, suggestions for reporting incidents, and trustworthy resources to stay current on scam trends and fraud protection strategies. 

New on the HSFPP Blog
Nearly 1 in 5 U.S. adults have an unscorable, or nonexistent, credit record. 

Even if consumers do not plan to apply for a credit card or installation loan, limited credit history can cause challenges beyond credit accessibility.

Credit reports impact more than just access to traditional credit products. This infographic can help teens understand the challenges beyond credit accessibility and begin to take proactive steps.
Other NEFE Educator Resources
CashCourse® - online materials for college students
Financial Workshop Kits - resources for adult financial educators
Evaluation Toolkit® - databank of questions to measure impact
On Your Own - young adult blog about financial lessons learned
Spendster - confessions of bad spending habits
Smart About Money - consumer finance tips and tools
High School Financial Planning Program | hsfpp@nefe.org |  www.hsfpp.org
The High School Financial Planning Program ® (HSFPP) is the flagship program of the National Endowment for Financial Education ® (NEFE®). NEFE is the leading private nonprofit, noncommercial foundation dedicated to inspiring empowered financial decision-making for individuals and families through every stage of life.

Learn more about the complete suite of NEFE's free consumer and educator resources at  www.nefe.org .
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