✅ Top 5 Things Agents Need to Know About SBLI’s Living Legacy® Final Expense

1. Instant Decision, Simplified Issue Whole Life

• No medical exam required.
• Underwritten via health questions, prescription history, and build chart.
• Ages 50–85 eligible.

2. Two Plan Options Based on Health

Level Benefit Plan

• Full face amount paid from day one.
• Face amounts up to $35,000 (based on age and health).

Modified Benefit Plan

• Limited benefit in Years 1–2 (105%–110% of premiums).
• Full benefit from Year 3 onward.
• Accidental deaths covered in full from day one.

3. Built-In Value-Add: Sequoia + LegacyShield®

Sequoia Funeral Concierge Plan

• 24/7 funeral planning help for families
• Discounted services and up to 10 family members covered

LegacyShield®

• Free digital tools to create wills, store documents, and organize final wishes
• Helps beneficiaries access everything when needed

4. Broad Eligibility & Stacking Allowed

• Issue ages: 50–85
• Minimum face: $2,500
• Max face: Up to $35,000 based on age and class
• Clients can own multiple SBLI policies (within cap limits)

🚀 Fast & Flexible Sales Process

You can submit the app face-to-face or over the phone, and collect signatures one of three ways:

1. In-Person with DocuSign
2. Remote with DocuSign (email/text)
3. Remote with Voice Signature via MRS Call Center

All apps go through the MRS Digital Application Platform — immediate decision at the point of sale.

Use Best Plan Pro for pre-screening to save time and avoid declines.

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Unlock Your Potential: Dynamic Pathways to Success and Impact

Signature Term Express is one of the most straightforward, affordable ways to financially protect a family today, with the flexibility to convert to permanent protection in the future.

• Signature Term Express is designed for the mortgage protection market with simplified underwriting and a rapid issue application.

• The death benefit is level and guaranteed, and does not change for the life of the policy.

• ROP can provide a return of eligible premium upon surrender at the end of the policy’s period.*

• Unique policy provisions that can help further protect a client’s mortgage when they need it most.

• Policy riders allow you to customize for clients’ specific needs. 

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